Cass County property record for 3975 32nd Ave SW, Pine River, MN 56474
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2000 |
| Lot Size | 10.1 acres (443,876 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $345,000 (Feb 2023) |
| Tax Bill | $2,214 (2026) |
| Deeds & Mortgages | Sep 2019 Refinance Sep 2022 Mortgage + 7 more |
| APN | 48-022-4401 |
| Primary APN | 48-022-4401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Base Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 443,876 sqft (10.1 acres) |
| Garage Area | 784 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 38954 |
|---|---|
| Street Address | 3975 32ND AVE SW |
| City | PINE RIVER |
| State | MN |
| Zip | 56474-5055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE1/4 OF SE1/4 OF SE1/4 |
| Legal Range | 30 |
| Legal Township | 137 |
| Legal Section | 22 |
| Jurisdiction | CASS MN |
| Township / Civil Division | WALDEN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 960700 |
3975 32nd Ave SW is owned by a company that acquired it in June 2025 and is owner-occupied.
Source: Cass County records, as of August 18, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Sep 22, 2022 | Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK NORTH |
| May 12, 2015 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WALKER |
| Dec 19, 2005 | Deed of Trust, Mortgage · Line of Credit LAKES STATE BANK |
| Jun 27, 2006 | Deed of Trust, Mortgage · Line of Credit PINE RIVER STATE BANK |
| Nov 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK OF MINNESOTA |
| Jan 21, 2026 | Deed of Trust, Mortgage LIVE OAK BANKING COMPANY |
| Feb 9, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage RIVERWOOD BANK |
| Jan 24, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST NATIONAL BANK NORTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Prior Sale | Oct 24, 2006 · Amount on File |
| Deed Document Number | 20231510956 |
| Last Transfer Date | Jun 12, 2025 |
| Transfer Doc | 0000712110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000653529 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | A000653529 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Oct 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000688252 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | A000688252 |
| Name | FIRST NATIONAL BANK NORTH |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.7% |
| Type Change Date | Sep 1, 2023 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | A000611692 |
|---|---|
| Date | May 12, 2015 |
| Instrument | A000611692 |
| Name | FIRST NATIONAL BANK OF WALKER |
|---|---|
| Type | Bank |
| Address | WALKER, MN 56484 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000507737 |
|---|---|
| Date | Dec 19, 2005 |
| Instrument | A000507737 |
| Name | LAKES STATE BANK |
|---|---|
| Type | Bank |
| Address | PEQUOT LAKES, MN 56472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000514638 |
|---|---|
| Date | Jun 27, 2006 |
| Instrument | A000514638 |
| Name | PINE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Address | PINE RIVER, MN 56474 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000707321 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | A000707321 |
| Name | AMERICAN NATIONAL BANK OF MINNESOTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000718084 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | A000718084 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Feb 9, 2023 |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Document Number | A000691717 |
| Instrument Date | Feb 8, 2023 |
| Instrument | A000691717 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Document Number | A000691718 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | A000691718 |
| Name | RIVERWOOD BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Jan 24, 2022 |
| Property Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Document Number | A000681177 |
| Instrument Date | Jan 14, 2022 |
| Instrument | A000681177 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3975 32ND AVE SW, PINE RIVER, MN 56474-5055 |
| Document Number | A000681179 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | A000681179 |
| Name | FIRST NATIONAL BANK NORTH |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2026 property tax bill for 3975 32nd Ave SW was $2,214 with a homeowner's exemption, down 2.1% from the year before.
Source: Cass County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| County Subdivision | Walden Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,214.00 (-2.12%) Homeowner's exemption | ||
| 2025 | $2,262.00 | $474,000 Land $66,100 Building $407,900 | $474,000 Land $66,100 Building $407,900 |
| 2023 | $1,230.00 | ||
| 2022 | $298,800 Land $31,600 Building $267,200 | $298,800 Land $31,600 Building $267,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3975 32nd Ave SW.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3975 32nd Ave SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 10 / 1 |
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