Okaloosa County property record for 3975 2nd Ave, Laurel Hill, FL 32567 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,884 sqft · built 2004 |
| Lot Size | 0.925 acres (40,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,000 (Jul 2013) |
| Tax Bill | $2,174 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-3797-1 |
| Primary APN | C56-000-598-3797-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,884 sqft Heated Area |
| Gross Area | 4,012 sqft |
| 1st Floor Area | 312 sqft |
| Upper Floors Area | 994 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 40,306 sqft (0.925 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 672 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3975 2ND AVE |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLER L H LOT 7 AND W1/2 OF LOT 1 BLK S AND E1/2 OF ADJACENT VACATED FIRST ST PER RESOLUTION RECORDED IN O.R. BK 3408 PG 115 |
| Legal Range | 22 |
| Legal Township | 05N |
| Legal Section | 05 |
| Legal Subdivision | MILLER ADDN L H |
| Legal Block | S |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20200 |
Source: Okaloosa County records · APN C56-000-598-3797-1
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3975 2ND AVE, LAUREL HILL, FL 32567-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on Record |
| Deed Sale | Jul 16, 2013 · Amount on Record |
| Prior Sale | Jan 08, 2013 · Amount on Record |
| Deed Document Number | 2868768 |
| Deed Book / Page | 3106 / 2786 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3975 2ND AVE, LAUREL HILL, FL 32567-2044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0034170624 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 3417/0624 |
| Instrument | 3302312 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Laurel Hill City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,174.00 (+6.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $215,714 (+5.99%) | $312,575 (+3.84%) Land $20,783 Building $291,792 |
| 2023 | $2,042.00 (+2.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $203,529 (+3%) | $301,008 (+8.25%) Land $17,658 Building $283,350 |
| 2022 | $1,984.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $197,601 | $278,080 Land $16,502 Building $261,578 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009, rainfall accumulation, Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 752 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Consolidated Communications | DSL | 50 / 10 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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