3974 Zero Mull Rd, Morganton, NC 28655 Property Records

Burke County property record for 3974 Zero Mull Rd, Morganton, NC 28655 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1975
Square Footage980 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$40,000 (2024)
Tax Bill$517.00 (2025)

Property Details

APN / Parcel Number

Primary APN2712914201
Alternative APN
  • 36218

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area980 sqft Living Area
1st Floor980 sqft 1st Floor
Basement Area245 sqft Basement
Unfinished Basement245 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialMetal Exterior
Roof MaterialAsphalt Roof
Lot Area11,326 sqft (0.26 acres)

Exterior Amenities

Shed1 Shed
Shed Area60 sqft Shed
Deck Area16 sqft Deck
Porch Area238 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3974 ZERO MULL RD
CityMORGANTON
StateNC
Zip28655-8304
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3974 ZERO MULL RD MORGANTON, NC 28655
JurisdictionBURKE NC
Minor Civil DivisionMORGANTON
Census Blockgroup2
Census Block2043
Census Tract21201

Owner

Source: Burke County records · APN 2712914201

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3974 ZERO MULL RD, MORGANTON, NC 28655-8304
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Deed Doc Number20244546
Prior Transfer DateMay 20, 2024
Prior Transfer Doc0027450275
Record RefreshedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address3974 ZERO MULL RD, MORGANTON, NC 28655-8304
Document Number0023420012
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3974 ZERO MULL RD MORGANTON NC 286558304, MORGANTON, NC 28655-8304

Mortgage

Document Number0023420012
DateApr 10, 2018
Book Page002342/000012
Instrument14751
Lender
NameCAPITAL AREA HSNG FIN
AddressRALEIGH, NC 27611-8066
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$517.00 (+4.87%)$64,914 (+1.21%) Land $3,770 Building $61,144$64,914 (+1.21%) Land $3,770 Building $61,144
2023$493.00$64,141 Land $3,770 Building $60,371$64,141 Land $3,770 Building $60,371

Flood & Wildfire

3974 Zero Mull Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Zero Mull Rd

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