3974 W Geranium Ln, Bloomington, IN 47404 Property Records

Monroe County property record for 3974 W Geranium Ln, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,242 sqft · built 2017
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Tax Bill$3,387 (2025)
Deeds & MortgagesNov 2025 Transfer
Jan 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN007-13411-03

Property Details

APN / Parcel Number

Primary APN007-13411-03
Alternative APN
  • 53-00-71-341-103.000-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,242 sqft Living Area
1st Floor Area2,242 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
Pool Area648 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number007-13411-03
Street Address3974 W GERANIUM LN
CityBLOOMINGTON
StateIN
Zip47404-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLEN MEADOW 1ST LOT 103
Legal SubdivisionGLEN MEADOW SUBDIVISION
Legal Lot Number103
JurisdictionMONROE IN
Township / Civil DivisionRICHLAND
Census Block Group1
Census Block1011
Census Tract1305

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Transfer on Death Deed, Transfer
Jan 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE PEOPLES STATE BANK
Jul 28, 2017Deed of Trust, Mortgage · Construction Mortgage
THE PEOPLES STATE BANK
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE PEOPLES STATE BANK
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
THE PEOPLES STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2016
Deed SaleSep 6, 2016
Deed Document Number201612402
Record UpdatedSep 20, 2026

November 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IN
Recording DateNov 3, 2025
Property Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437
Document Number2025012397
Map ReferenceCAB D ENV 32
Instrument DateNov 3, 2025
Instrument2025012397
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018000036
DateJan 3, 2018
Instrument2018000036
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017010529
DateJul 28, 2017
Instrument2017010529
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressBLOOMINGTON, IN 47408
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term129 Months
DueApr 28, 2028

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020012267
DateAug 5, 2020
Instrument2020012267
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2040

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3974 W GERANIUM LN, BLOOMINGTON, IN 47404-1437

Mortgage

Document Number2023004167
DateApr 24, 2023
Instrument2023004167
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionRichland Township
Unified School DistrictRichland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,387.00 (-9.41%)$430,600 (+0.96%) Land $69,000 Building $361,600$430,600 (+0.96%) Land $69,000 Building $361,600
2024$3,739.00 (-1.97%)$426,500 (+2.3%) Land $69,000 Building $357,500$426,500 (+2.3%) Land $69,000 Building $357,500
2023$416,900 (+6.24%) Land $67,600 Building $349,300$416,900 (+6.24%) Land $67,600 Building $349,300
2022$3,814.00$392,400 Land $60,000 Building $332,400$392,400 Land $60,000 Building $332,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimJun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELLETTSVILLE WATER WORKS
serves 14,500 people · EPA ID IN5253004
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionOct 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Smithville Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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