Campbell County property record for 3974 Smith Rd, Mentor, KY 41007 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2009 |
| Square Footage | 1,260 sqft Living Area |
| Lot Size | 69,043 sqft (1.58 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $2,345.00 (2025) |
| Primary APN | 999-99-29-768.01 |
|---|
| Building Area | 1,260 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 69,043 sqft (1.58 acres) |
| Garage Type | Basement Garage |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 3974 SMITH RD |
|---|---|
| City | MENTOR |
| State | KY |
| Zip | 41007-8449 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.585 AC |
| Legal Subdivision | RIVER TR |
| Jurisdiction | CAMPBELL KY |
| Minor Civil Division | GRANTS LICK |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 52002 |
Source: Campbell County records · APN 999-99-29-768.01
Assessment roll updated March 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3974 SMITH RD, CALIFORNIA, KY 41007-8449 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage GUARANTEED RATE INC |
| Jul 03, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage RUOFF MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 03, 2009 |
| Transfer Doc | 0001900026 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 3974 SMITH RD, MENTOR, KY 41007-8449 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005127637 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | M1036/297 |
| Instrument | 5127637 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 03, 2017 |
| Property Address | 3974 SMITH RD, MENTOR, KY 41007-8449 |
| Document Number | 0005059040 |
| Book / Page | 000324 / 000841 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 5059040 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3974 SMITH RD MENTOR KY 410078449, MENTOR, KY 41007-8449 |
| Document Number | 5059041 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 000938/000645 |
| Instrument | 5059041 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Mentor City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,345.00 (+14.95%) | $196,800 (+15.76%) Land $30,000 Building $166,800 | $196,800 (+15.76%) Land $30,000 Building $166,800 |
| 2023 | $2,040.00 (-4%) | $170,000 (-) Land $15,000 Building $155,000 | $170,000 (-) Land $15,000 Building $155,000 |
| 2022 | $2,125.00 | $170,000 Land $15,000 Building $155,000 | $170,000 Land $15,000 Building $155,000 |
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