3974 Ridge Rd, Berwick, PA 18603 Property Records

Columbia County property record for 3974 Ridge Rd, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1970
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2018)
Tax Bill	$2,124 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11,07-036-00,000`

Property Details

APN / Parcel Number

Primary APN	`11,07-036-00,000`

Interior

Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	71,438 sqft (1.64 acres)

Location & Zoning

Street Address	3974 RIDGE RD
City	BERWICK
State	PA
Zip	18603-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	COLUMBIA PA
Township / Civil Division	NORTH CENTRE
Census Block Group	3
Census Block	3002
Census Tract	50400

Owner

Source: Columbia County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3974 RIDGE RD, BERWICK, PA 18603-5334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 1, 2018	Deed, Transfer · Conventional Mortgage FIRST KEYSTONE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Nov 4, 1993
Deed Document Number	20187567
Prior Transfer Date	Sep 28, 2018
Prior Transfer Doc	0000007567
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	3974 RIDGE RD, BERWICK, PA 18603-5334
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002360
Date	Mar 9, 2022
Instrument	202202360

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA PA
Property Address	3974 RIDGE RD, BERWICK, PA 18603-5334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008230
Date	Oct 22, 2020
Instrument	202008230

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Oct 1, 2018
Property Address	3974 RIDGE RD, BERWICK, PA 18603-5334
Document Number	0000007567
Instrument Date	Sep 28, 2018
Instrument	201807567
Transaction Type	Transfer
Record Updated	May 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,671.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 ADAMS RD # 3, 48, BERWICK, PA 18603-5343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 RIDGE RD, BERWICK, PA 18603-5334

Mortgage

Document Number	0000007568
Date	Oct 1, 2018
Instrument	201807568

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 28, 2038

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
County Subdivision	North Centre Township
Unified School District	Central Columbia School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,124.00 (+7.33%)	$27,721 (-)
2024	$1,979.00 (+4.38%)	$27,721 (-) Land $6,085 Building $21,636
2023	$1,896.00	$27,721 Land $6,085 Building $21,636
1992			$55,441 (-) Land $12,170 Building $43,271
1974			$55,441 Land $12,170 Building $43,271

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures