3974 N Fraser St, Georgetown, SC 29440 Property Records

Georgetown County property record for 3974 N Fraser St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1958
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$254,900 (Dec 2025)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0202030090.00.00`

Property Details

APN / Parcel Number

Primary APN	`0202030090.00.00`
Alternative APNs	`02-0203-090-00-00` `6762`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Patio Area	56 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	6762
Old Parcel Number	0202030090.00.00
Street Address	3974 N FRASER ST
City	GEORGETOWN
State	SC
Zip	29440-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 BENEVENTUM PLANT
Legal Subdivision	BENEVENTUM PLANT
Legal Lot Number	16
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1009
Census Tract	920301

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3974 N FRASER ST, GEORGETOWN, SC 29440-6649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage RENASANT BANK
Oct 19, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	2025012829
Deed Book / Page	RB4939 / 315
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 22, 2025
Property Address	3974 N FRASER ST, GEORGETOWN, SC 29440-6649
Document Number	RB4939/0315
Book / Page	RB4939 / 315
Map Reference	MB F PG 135
Instrument Date	Dec 22, 2025
Instrument	2025012829
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3974 N FRASER ST, GEORGETOWN, SC 29440-6649

Mortgage

Document Number	0RB4939319
Date	Dec 22, 2025
Instrument	RB4939/319

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 19, 2023
Property Address	3974 N FRASER ST, GEORGETOWN, SC 29440-6649
Document Number	04587/0470
Book / Page	4587 / 470
Instrument Date	Mar 30, 2023
Instrument	202300011001
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3956 N FRASER ST, GEORGETOWN, SC 29440-6649

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+9.62%)	$5,831 (+15.01%) Land $961 Building $4,870	$149,200 (+76.57%) Land $24,600 Building $124,600
2023	$1,434.00 (+4.52%)	$5,070 (-) Land $630 Building $4,440	$84,500 (-) Land $10,500 Building $74,000
2022	$1,372.00	$5,070 Land $630 Building $4,440	$84,500 Land $10,500 Building $74,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	38 (1981–2025)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Oct 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 94% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WEDGEFIELD PLANTATION (2220006) serves 1,132 people · EPA ID SC2220006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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