3974 Flowerwood Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 3974 Flowerwood Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,540 sqft · built 2003
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Feb 2023)
Tax Bill	$13,091 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-463-16-00`

Property Details

APN / Parcel Number

Primary APN	`124-463-16-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,540 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	32,670 sqft (0.75 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3974 FLOWERWOOD LN
City	FALLBROOK
State	CA
Zip	92028-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRO
Legal Description	LOT 57 TR 014207
Legal Subdivision	SAN DIEGO #3649 & 3786
Legal Tract	014207
Legal Block	2
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2014
Census Tract	18804

Owner

3974 Flowerwood Ln is owned and occupied by two individuals who bought it in February 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3974 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Jul 15, 2008 · Amount on File
Deed Document Number	202339720
Prior Transfer Date	Sep 7, 2004
Prior Transfer Doc	0000879107
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2023
Property Address	3974 FLOWERWOOD LN, FALLBROOK, CA 92028-8031
Document Number	0000039720
Map Reference	MAP 14207
Instrument Date	Feb 1, 2023
Instrument	2023-0039720
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3974 FLOWERWOOD LN, FALLBROOK, CA 92028-8031

Mortgage

Document Number	0000039721
Date	Feb 16, 2023
Instrument	2023-0039721

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2028
Change Frequency	3 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	3-Year TN
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 3974 Flowerwood Ln was $13,091 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$370,196 (-70.35%) Land $209,901 Building $160,295
2025	$13,091.00	$1,248,480 Land $707,472 Building $541,008
2023	$1,112.00 (+1.83%) Homeowner's exemption	$109,420 Land $25,949 Building $83,471
2022	$1,092.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3974 Flowerwood Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3974 Flowerwood Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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