3974 Cedar Grove Ln, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 3974 Cedar Grove Ln, Eagan, MN 55122

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,793 sqft · built 2013
Lot Size	0.042 acres (1,838 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Dec 2013)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-50904-04-030`

Property Details

APN / Parcel Number

Primary APN	`10-50904-04-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,793 sqft Living Area
Gross Area	2,161 sqft
1st Floor Area	1,087 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	1,838 sqft (0.042 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3974 CEDAR GROVE LN
City	SAINT PAUL
State	MN
Zip	55122-1658
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	NICOLS RIDGE 5TH ADDITION 3 4 LOT 3 BLK 4 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A SUBJ TO CIC #609 NICOLS RIDGE COLONIAL TOWNHOMES
Legal Subdivision	NICOLS RIDGE 5TH ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1008
Census Tract	60721

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12797 JOY CT, LAKEVILLE, MN 55044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2013 · Amount on Record
Deed Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	20132988333
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3974 CEDAR GROVE LN, EAGAN, MN 55122-1658
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003584866
Date	Apr 26, 2023
Instrument	3584866

Lender

Name	MERCHANTS BANK
Type	Bank
Address	HASTINGS, MN 55033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3974 CEDAR GROVE LN, EAGAN, MN 55122-1658
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000872595
Date	Apr 21, 2023
Instrument	872595

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	HASTINGS, MN 55033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3974 CEDAR GROVE LN, EAGAN, MN 55122-1658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003301783
Date	Apr 24, 2019
Instrument	3301783

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	HASTINGS, MN 55033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 18, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Burnsville-Eagan-Savage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,000.00 (+15.01%)	$387,600 (+8.18%) Land $89,000 Building $298,600	$387,600 (+8.18%) Land $89,000 Building $298,600
2023	$3,478.00
2022	$3,478.00	$358,300 Land $86,100 Building $272,200	$358,300 Land $86,100 Building $272,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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