242 COHULLA RD SE CLEVELAND TN 373239108, CLEVELAND, TN 37323-9108
Mortgage
Document Number
1210000152
Date
Dec 10, 2020
Book Page
012269/000524
Instrument
201210000152
Lender
Name
BANK OF CLEVELAND
Type
Bank
Address
CLEVELAND, TN 37320
Agreement
Amount
Amount on Record
Term
60 Months
Due
Dec 9, 2025
December 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
HAMILTON TN
Recording Date
Dec 20, 2018
Property Address
3974 CALLOW LN, OOLTEWAH, TN 37363-6936
Document Number
1220000125
Book / Page
011527 / 000388
Instrument Date
Dec 18, 2018
Instrument
181220000125
Transaction Type
Transfer
Record Updated
Jan 17, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$251.60
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
242 COHULLA RD SE CLEVELAND TN 373239108, CLEVELAND, TN 37323-9108
Mortgage
Document Number
1220000126
Date
Dec 20, 2018
Book Page
011527/000390
Instrument
181220000126
Lender
Name
KYLE MULDER
Address
1475 UNION RD, CLEVELAND, TN 37323
Special Notes
Seller Financed
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 3974 Callow Ln was $1,969.
Source: Hamilton County assessment roll, as of January 2, 2026
Property Jurisdictions
Type
Name
State
Tennessee
County
Hamilton County
Unified School District
Hamilton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,969.00
$129,950
$519,800Land $62,400Building $457,400
2023
$1,266.00
$56,225
$224,900Land $62,500Building $162,400
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3974 Callow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
2 (2010–2017)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jul 2017 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3974 Callow Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood
0.08% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source
Surface water
Last State Inspection
Jan 2026
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
3 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025