39732 Penn Rd, Elizabeth, CO 80107 Property Records

Elbert County property record for 39732 Penn Rd, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,687 sqft · built 2024
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$578,990 (Dec 2025)
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75154-03-171`

Property Details

APN / Parcel Number

Primary APN	`75154-03-171`
Alternative APN	`R124342`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,687 sqft Living Area
Basement Area	1,393 sqft

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Material	Other
Lot Area	9,104 sqft (0.208 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	R124342
Street Address	39732 PENN RD
City	ELIZABETH
State	CO
Zip	80107-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SECTION: 14 TOWNSHIP: 7 RANGE: 65 SECTION: 15 TOWNSHIP: 7 RANGE: 65SUBDIVISION: INDEPENDENCE F3 BLOCK: 16 LOT: 6
Legal Subdivision	INDEPENDENCE F3
Legal Block	16
Legal Lot Number	6
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2001
Census Tract	961206

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39732 PENN RD, ELIZABETH, CO 80107-8878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	647901
Deed Book / Page	856 / 863
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Dec 22, 2025
Property Address	39732 PENN RD, ELIZABETH, CO 80107-8878
Document Number	0008560863
Book / Page	856 / 863
Map Reference	DOC 617583
Instrument Date	Dec 19, 2025
Instrument	647901
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INVERNESS PKWY STE 350, 350, ENGLEWOOD, CO 80112-5848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39732 PENN RD, ELIZABETH, CO 80107-8878

Mortgage

Document Number	0000647902
Date	Dec 22, 2025
Instrument	647902

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (-25.82%)	$10,030 (-34.57%) Land $7,190 Building $2,840	$160,500 (+192.13%) Land $115,000 Building $45,500
2024	$2,401.00 (+240,%)	$15,330 (+153,2%) Land $15,330	$54,941 (+549,31%) Land $54,941
2023	$1.00	$10 Land $10	$10 Land $10

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WSD private · serves 567 people · EPA ID CO0120384
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.