39729 Valley View Rd, Polson, MT 59860 Property Records

Lake County property record for 39729 Valley View Rd, Polson, MT 59860

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,080 sqft · built 1996
Lot Size	20.1 acres (876,427 sqft)
Owner	Individual Name on Record
Last Sale	$410,400 (Sep 2020)
Tax Bill	$2,782 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1523037`

Property Details

APN / Parcel Number

Primary APN	`R1523037`
Alternative APNs	`15-3227-23-2-01-10-0000` `0000029514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	876,427 sqft (20.1 acres)
Terrain	Wooded
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	596 sqft
Deck Area	18 sqft
Shed	1 Shed
Pole Barn	665 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000029514
Street Address	39729 VALLEY VIEW RD
City	POLSON
State	MT
Zip	59860-8353
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S23, T22 N, R21 W, ACRES 20.12, SP-5 TR 5
Legal Range	21W
Legal Township	22N
Legal Section	23
Legal Subdivision	SUBDIVISION PLAT NO 5
Legal Tract	5
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1034
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40538 ROUND BUTTE RD, RONAN, MT 59864-8800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jan 14, 2008 · Amount on Record
Deed Document Number	2020580896
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000637221
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39729 VALLEY VIEW RD, POLSON, MT 59860-8353
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000637436
Date	Mar 9, 2026
Instrument	637436

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39729 VALLEY VIEW RD, POLSON, MT 59860-8353
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000595268
Date	Jan 11, 2022
Instrument	595268

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39729 VALLEY VIEW RD, POLSON, MT 59860-8353
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	589468
Date	Jun 21, 2021
Instrument	589468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	39729 VALLEY VIEW RD, POLSON, MT 59860-8353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	575942
Date	Mar 16, 2020
Instrument	575942

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Sep 14, 2020
Property Address	39729 VALLEY VIEW RD, POLSON, MT 59860-8353
Document Number	580896
Map Reference	PL 5
Instrument Date	Sep 10, 2020
Instrument	580896
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39729 VALLEY VIEW RD, 39729, POLSON, MT 59860-8353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13035 SUNSET HEIGHTS LN SE, TENINO, WA 98589-9292

Mortgage

Document Number	580897
Date	Sep 14, 2020
Instrument	580897

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,782.00 (-7.54%)	$578,422 (-)
2025	$3,009.00 (-16.3%)	$578,422 (+30.4%)	$578,422 (+30.4%) Land $95,462 Building $482,960
2023	$3,595.00	$443,583	$443,583 Land $49,253 Building $394,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fixed Wireless	25 / 10
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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