Hamilton County property record for 3972 Warwick Ave, Cincinnati, OH 45229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,940 sqft · built 1935 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Apr 2024) |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-0003-0129-00 |
| Primary APN | 115-0003-0129-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,610 sqft |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 870 sqft |
| Basement Area | 870 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3972 WARWICK AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45229-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 3972 WARWICK AVE 45 X 125 PT LOT 14 WM R COLLINS |
| Legal Subdivision | COLLINS |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 6502 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3972 WARWICK AVE, CINCINNATI, OH 45229-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Dec 14, 2020 | Deed of Trust, Mortgage SIBCY CLINE MTG SVCS |
| Sep 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | Sep 9, 2022 · Amount on Record |
| Deed Document Number | 202423349 |
| Deed Book / Page | 15142 / 266 |
| Prior Transfer Date | Oct 30, 2000 |
| Prior Transfer Doc | 0084150259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 9, 2022 |
| Property Address | 3972 WARWICK AVE, CINCINNATI, OH 45229-1319 |
| Document Number | 0000086403 |
| Book / Page | 14748 / 1659 |
| Map Reference | MB 26 PG 27 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 2022-0086403 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000086404 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022-0086404 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3972 WARWICK AVE, CINCINNATI, OH 45229-1319 |
| Document Number | 0000137336 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3972 WARWICK AVE CINCINNATI OH 452291319, CINCINNATI, OH 45229-1319 |
| Document Number | 0000137336 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 014323/000967 |
| Instrument | 137336 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 11, 2020 |
| Property Address | 3972 WARWICK AVE, CINCINNATI, OH 45229-1319 |
| Document Number | 0000092064 |
| Book / Page | 014251 / 000719 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 92064 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3972 WARWICK AVE CINCINNATI OH 452291319, CINCINNATI, OH 45229-1319 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,095.00 (+3.1%) | $105,000 (-) Land $12,824 Building $92,176 | $300,000 (-) Land $36,640 Building $263,360 |
| 2024 | $3,002.00 (-3.19%) | $105,000 (-) Land $12,824 Building $92,176 | |
| 2023 | $3,101.00 (+13.88%) | $105,000 (+25%) Land $12,824 Building $92,176 | $300,000 (+25%) Land $36,640 Building $263,360 |
| 2022 | $2,723.00 Homeowner's exemption | $84,000 Land $9,065 Building $74,935 | |
| 2020 | $240,000 Land $25,900 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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