3972 Via Real, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 3972 Via Real, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 1925
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Apr 2018)
Tax Bill	$8,615 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-430-064`

Property Details

APN / Parcel Number

Primary APN	`005-430-064`
Alternative APN	`00543064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,903 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	3972 VIA REAL
City	CARPINTERIA
State	CA
Zip	93013-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARCEL MAP NO. 25176
Legal Lot Number	2
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	2
Census Block	2021
Census Tract	1706

Owner

3972 Via Real is owned and occupied by two individuals who bought it in April 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit KEYPOINT CREDIT UNION
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 25, 2018	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Jun 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on File
Deed Sale	Apr 25, 2018 · Amount on File
Prior Sale	Jan 18, 2012 · Amount on File
Deed Document Number	201816540
Prior Transfer Date	May 18, 2017
Prior Transfer Doc	0000026766
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	May 6, 2026
Property Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219
Document Number	0000015180
Instrument Date	Apr 28, 2026
Instrument	202615180
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219

Mortgage

Document Number	0000015180,
Date	May 6, 2026
Instrument	202615180

Lender

Name	KEYPOINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032336
Date	Jun 30, 2020
Instrument	2020-0032336

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 25, 2018
Property Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219
Document Number	0000016540
Instrument Date	Apr 17, 2018
Instrument	2018-0016540
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219

Mortgage

Document Number	0000016541
Date	Apr 25, 2018
Instrument	2018-0016541

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000016542
Date	Apr 25, 2018
Instrument	2018-0016542

Lender

Name	SANTA BARBARA COMMUNITY CHURCH
Type	Non-Lending Institution
Address	SANTA BARBARA, CA 93110

Agreement

Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 6, 2017
Property Address	3972 VIA REAL, CARPINTERIA, CA 93013-1219
Document Number	0000026766
Instrument Date	May 18, 2017
Instrument	26766
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3972 VIA REAL CARPINTERIA CA 930131219, CARPINTERIA, CA 93013-1219

Tax Assessment & Valuation

The 2025 property tax bill for 3972 Via Real was $8,615 with a homeowner's exemption, up 2.1% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Carpinteria City
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$754,375 (+2%) Land $406,202 Building $348,173
2025	$8,615.00 (+2.1%) Homeowner's exemption	$739,585 Land $398,238 Building $341,347
2024	$8,438.00 (+1.79%)
2023	$8,290.00 (+1.83%) Homeowner's exemption Additional exemption filed	$710,868 Land $382,775 Building $328,093
2022	$8,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3972 Via Real in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	121 (1978–2023)
Claims Outside the SFHA	76 of 121
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 16 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 12 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3972 Via Real is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks.

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