Oakland County property record for 3972 Thomas Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,027 sqft · built 1941 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $351,000 (Jun 2022) |
| Tax Bill | $5,332 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-353-002 |
| Primary APN | 04-25-07-353-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 94 sqft |
| Patio Area | 369 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3972 THOMAS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 272 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ELLWOOD HEIGHTS |
| Legal Lot Number | 272 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 170100 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 1, 2022 | Warranty Deed, Transfer PARKS TITLE |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 5, 2018 | Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Sep 5, 2018 · Amount on Record |
| Deed Document Number | 2022389824 |
| Deed Book / Page | 57812 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5909 WEISS ST F4, F4, SAGINAW, MI 48603-2785 |
| Document Number | 0000390663 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 57816/849 |
| Instrument | 390663 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 1, 2022 |
| Property Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Document Number | 0000389824 |
| Book / Page | 57812 / 100 |
| Map Reference | LB 23 PG 9 |
| Instrument Date | May 24, 2022 |
| Instrument | 389824 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | PARKS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,632.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3972 THOMAS AVE, 3972, BERKLEY, MI 48072-3166 |
| Name | Verified Name |
|---|---|
| Address | 5909 WEISS ST APT F4, F4, SAGINAW, MI 48603-2785 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Document Number | 0000043456 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 55722/674 |
| Instrument | 43456 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 5, 2018 |
| Property Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Document Number | 0000145723 |
| Book / Page | 52150 / 00520 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 145723 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,892.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3972 THOMAS AVE, 3972, BERKLEY, MI 48072-3166 |
| Name | Verified Name |
|---|---|
| Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Document Number | 0000145725 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 145725 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.8% |
| Index | 1-Year LIBOR |
| Max Rate | 9.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3972 THOMAS AVE, BERKLEY, MI 48072-3166 |
| Document Number | 0000052155 |
| Book / Page | 050489 / 000869 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2775 WINDWOOD DR #187 ANN ARBOR MI 481053400, 187, ANN ARBOR, MI 48105-3400 |
| Document Number | 0000052155 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 050489/000869 |
| Instrument | 52155 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 21, 2037 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,332.00 (-2.9%) Homeowner's exemption | $144,720 (+13.36%) | $289,440 (+13.36%) |
| 2024 | $5,491.00 (-0.27%) | ||
| 2023 | $127,660 | $255,320 | |
| 2021 | $5,506.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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