3972 Pampa Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 3972 Pampa Rd, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,988 sqft · built 2007
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2018)
Tax Bill	$2,020 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42466`

Property Details

APN / Parcel Number

Primary APN	`42466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	223,027 sqft (5.12 acres)
Porch	Slab
Deck Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3972 PAMPA RD
City	GLOUCESTER
State	VA
Zip	23061-2716
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RC-1
Legal Description	COOKES, PARCEL B
Legal Subdivision	PLAT: PB25 602
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1013
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3972 PAMPA RD, GLOUCESTER, VA 23061-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage SIMONTOWNE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	20184343
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3972 PAMPA RD, GLOUCESTER, VA 23061-2716
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001582
Date	Apr 2, 2020
Instrument	200001582

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 3, 2018
Property Address	3972 PAMPA RD, GLOUCESTER, VA 23061-2716
Document Number	0180004343
Instrument Date	Sep 11, 2018
Instrument	180004343
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, LEADERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3972 PAMPA RD, GLOUCESTER, VA 23061-2716

Mortgage

Document Number	0180004344
Date	Oct 3, 2018
Instrument	180004344

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,020.00 (+3.75%)	$346,510 (+9.25%) Land $61,390 Building $285,120	$346,510 (+9.25%) Land $61,390 Building $285,120
2025	$1,947.00 (+5.3%)	$317,180 (-) Land $61,270 Building $255,910	$317,180 (-) Land $61,270 Building $255,910
2024	$1,849.00	$317,180 (-) Land $61,270 Building $255,910	$317,180 (-) Land $61,270 Building $255,910
2023	$1,849.00 (+2.61%)	$317,180 (+27.55%) Land $61,270 Building $255,910	$317,180 (+27.55%) Land $61,270 Building $255,910
2022	$1,802.00	$248,680 Land $56,630 Building $192,050	$248,680 Land $56,630 Building $192,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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