3972 Delmar Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3972 Delmar Ave, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 672 sqft · built 1916
Lot Size0.125 acres (5,445 sqft)
OwnerIndividual Name on File
Tax Bill$1,921 (2025)
Deeds & MortgagesJul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN551-0003-0184-00

Property Details

APN / Parcel Number

Primary APN551-0003-0184-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft
AtticAttic
Attic Area672 sqft
Basement Area672 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions121 ft deep x 45 ft wide
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address3972 DELMAR AVE
CityCINCINNATI
StateOH
Zip45211-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3972 DELMAR AVE 45 X 121 LOT 94 HADERS-B & ANDWANSSUB
Legal SubdivisionHADERS ANDWANS
Legal Lot Number94
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group1
Census Block1007
Census Tract20902

Owner

3972 Delmar Ave is owned and occupied by an individual who acquired it in January 2003.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address3972 DELMAR AVE, CINCINNATI, OH 45211-3532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2003
Deed SaleJan 13, 2003
Prior SaleJun 7, 2000 · Amount on File
Deed Document Number03-269209
Deed Book / Page8288 / 00062
Record UpdatedJun 8, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3972 DELMAR AVE, CINCINNATI, OH 45211-3532
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006836
DateJul 2, 2018
Instrument18-0056836
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3972 Delmar Ave was $1,921, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (+2.84%)$29,852 (-) Land $6,664 Building $23,188
2024$1,868.00 (-1.99%)$29,852 (-) Land $6,664 Building $23,188
2023$1,906.00 (+25.56%)$29,852 (+46.37%) Land $6,664 Building $23,188$85,290 Land $19,040 Building $66,250
2022$1,518.00 Homeowner's exemption$20,395 Land $5,768 Building $14,627
2020$58,270 Land $16,480 Building $41,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3972 Delmar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3972 Delmar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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