3972 Arrowhead Rd, Phelan, CA 92371 Property Records

San Bernardino County property record for 3972 Arrowhead Rd, Phelan, CA 92371

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,617 sqft · built 2005
Lot Size	0.745 acres (32,436 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jan 2022)
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`3037-051-37-0000`

Property Details

APN / Parcel Number

Primary APN	`3037-051-37-0000`
Alternative APN	`3037051240000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,617 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	32,436 sqft (0.745 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3972 ARROWHEAD RD
City	PHELAN
State	CA
Zip	92371-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PHRS1
Legal Description	PARCEL MAP 17006 PARCEL 1 BOOK 221 PAGE 76
Legal Subdivision	PARCEL MAP 17006
Legal Block	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2018
Census Tract	9109

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 11, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Mar 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Aug 22, 2014
Deed Document Number	202213325
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000089664
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724

Mortgage

Document Number	0000085479
Date	Apr 12, 2023
Instrument	2023-0085479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 11, 2022
Property Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724
Document Number	0000013325
Map Reference	MB 221 PG 76&77
Instrument Date	Dec 13, 2021
Instrument	2022-0013325
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724

Mortgage

Document Number	0000013326
Date	Jan 11, 2022
Instrument	2022-0013326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 11, 2022
Property Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724
Document Number	0000013324
Map Reference	MB 221 PG 76&77
Instrument Date	Dec 13, 2021
Instrument	2022-0013324
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 12, 2020
Property Address	3972 ARROWHEAD RD, PHELAN, CA 92371-6724
Document Number	0000089664
Instrument Date	Mar 9, 2020
Instrument	89664
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3972 ARROWHEAD RD PHELAN CA 923716724, PHELAN, CA 92371-6724

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Snowline Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$524,980 (+2%) Land $104,996 Building $419,984
2025	$6,187.00 (+8.2%) Homeowner's exemption	$514,686 (+4.04%) Land $102,937 Building $411,749
2023	$5,718.00 (+159.32%) Homeowner's exemption	$494,700 Land $98,940 Building $395,760
2022	$2,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEEP CREEK WATER COMPANY private · serves 4,002 people · EPA ID CA3610109
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000

May also be available: GeoLinks, Spectrum, Verizon.

Nearby Properties on Arrowhead Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures