3971 Sterling Pond Pl, Duluth, MN 55811 Property Records

St. Louis County property record for 3971 Sterling Pond Pl, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 2014
Lot Size	0.699 acres (30,450 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2022)
Tax Bill	$10,164 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0136-00280`

Property Details

APN / Parcel Number

Primary APN	`395-0136-00280`
Alternative APN	`1131065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,504 sqft Gross Area
1st Floor Area	1,256 sqft
Basement Area	628 sqft
Finished Basement	628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	30,450 sqft (0.699 acres)
Garage Area	2,115 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1131065
Street Address	3971 STERLING POND PL
City	DULUTH
State	MN
Zip	55811-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 4 SERIAL #
Legal Subdivision	STERLING POND ESTATES
Legal Block	4
Legal Lot Number	18
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	3
Census Block	3002
Census Tract	10302

Owner

Source: St. Louis County records · APN 395-0136-00280

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3971 STERLING POND PL, DULUTH, MN 55811-2360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2022 · Amount on Record
Deed Sale	Jun 02, 2022 · Amount on Record
Prior Sale	Mar 31, 2014 · Amount on Record
Deed Document Number	20221444238
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 02, 2022
Property Address	3971 STERLING POND PL, DULUTH, MN 55811-2360
Document Number	0001444238
Instrument Date	May 20, 2022
Instrument	1444238
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3971 STERLING POND PL, HERMANTOWN, MN 55811-2360

Mortgage

Document Number	0001444239
Date	Jun 02, 2022
Instrument	1444239

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,164.00 (+5.04%) Homeowner's exemption
2025	$9,676.00 (+8.52%) Homeowner's exemption	$746,100 (+11.71%) Land $114,200 Building $631,900	$746,100 (+11.71%) Land $114,200 Building $631,900
2024	$8,916.00	$667,900 (+32.76%) Land $109,800 Building $558,100	$667,900 (+32.76%) Land $109,800 Building $558,100
2022		$503,100 Land $81,700 Building $421,400	$503,100 Land $81,700 Building $421,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 61 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Hermantown serves 7,215 people
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.