3971 Stage Rd, Concord, VA 24538 Property Records

Campbell County property record for 3971 Stage Rd, Concord, VA 24538

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,976 sqft · built 2005
Lot Size4.94 acres (215,186 sqft)
Owner2 Individual Names on Record
Tax Bill$1,552 (2026)
Deeds & MortgagesJan 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN9-12-3

Property Details

APN / Parcel Number

Primary APN9-12-3
Alternative APNs
  • 0090-12000-003-0
  • 0900-12000-003-0
  • 800042375

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area1,976 sqft Living Area
Basement Area988 sqft
Unfinished Basement988 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area215,186 sqft (4.94 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number800042375
Street Address3971 STAGE RD
CityCONCORD
StateVA
Zip24538-3533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionBRYANT & STEPHENS - LOT 3
Legal Lot Number3
JurisdictionCAMPBELL VA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2016
Census Tract20101

Owner

Source: Campbell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 692, CONCORD, VA 24538-0692
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address3971 STAGE RD, CONCORD, VA 24538-3533
Transaction TypeMortgage
Record UpdatedMay 3, 2024
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210000011
DateJan 4, 2021
Instrument210000011
Lender
NameAMERICAN ADVISORS GROUP
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.96%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2022
Margin5

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCampbell County
Unified School DistrictCampbell County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,552.00$345,100 (-) Land $39,700 Building $305,400$345,100 (-) Land $39,700 Building $305,400
2025$1,552.00$345,100 (-) Land $39,700 Building $305,400
2023$1,552.00$345,100 Land $39,700 Building $305,400$345,100 Land $39,700 Building $305,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–2012)
Most Recent ClaimMar 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stage Rd

Nearby Streets

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