3971 Porter Ln, Prosper, TX 75078 Property Records

Denton County property record for 3971 Porter Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,495 sqft · built 2021
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on Record
Last Sale	$989,520 (May 2026)
Tax Bill	$15,167 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R963145`

Property Details

APN / Parcel Number

Primary APN	`R963145`
Alternative APNs	`SB0070A-000000J-0000-0011-0000` `SB0070A-000000J-0000-0011`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,495 sqft Living Area
Gross Area	3,946 sqft
1st Floor Area	2,419 sqft
2nd Floor Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3971 PORTER LN
City	PROSPER
State	TX
Zip	75078-5189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG RANCH PHASE 5D BLK J LOT 11
Legal Subdivision	WINDSONG RANCH PHASE 5D
Legal Block	J
Legal Lot Number	11
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	5
Census Block	5012
Census Tract	20128

Owner

Source: Denton County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3971 PORTER LN, PROSPER, TX 75078-5189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 9, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	202656480
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENTON TX
Recording Date	May 15, 2026
Property Address	3971 PORTER LN, PROSPER, TX 75078-5189
Document Number	0000056480
Instrument Date	May 14, 2026
Instrument	2026.56480
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 PORTER LN, PROSPER, TX 75078-5189

Mortgage

Document Number	0000056481,
Date	May 15, 2026
Instrument	2026.56481

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Dec 9, 2022
Property Address	3971 PORTER LN, PROSPER, TX 75078-5189
Document Number	0000167323
Map Reference	DOC 2020-366
Instrument Date	Dec 8, 2022
Instrument	2022-167323
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 DALLAS PKWY STE 460, 460, PLANO, TX 75093-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 PORTER LN, PROSPER, TX 75078-5189

Mortgage

Document Number	0000167324
Date	Dec 9, 2022
Instrument	2022-167324

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,022,925 (+1%) Land $196,456 Building $865,418	$1,061,874 (+12.97%) Land $196,456 Building $865,418
2025	$15,167.00 (+6.38%)	$929,932 (-6.99%) Land $214,315 Building $725,685	$940,000 (-5.98%) Land $214,315 Building $725,685
2024	$14,257.00 (-27.13%)
2023	$19,565.00 (+3,781.94%)	$999,789 Land $214,315 Building $785,474	$999,789 Land $214,315 Building $785,474
2022	$504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Nextlink.

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