Lincoln County property record for 3971 Marydel Ln, Maiden, NC 28650
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,489 sqft · built 2018 |
| Lot Size | 5.25 acres (229,038 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $115,000 (Sep 2017) |
| Tax Bill | $5,983 (2026) |
| Deeds & Mortgages | Apr 2022 Transfer Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3685-18-4145 |
| Primary APN | 3685-18-4145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,489 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 229,038 sqft (5.25 acres) |
| Garage Area | 2,944 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 290382 |
|---|---|
| Street Address | 3971 MARYDEL LN |
| City | MAIDEN |
| State | NC |
| Zip | 28650-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #5 LOT BLAIRFIELD SUB |
| Legal Subdivision | BLAIRFIELD |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 70902 |
3971 Marydel Ln is owner-occupied and held in a trust since April 2022.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Intrafamily Transfer, Transfer |
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Feb 1, 2018 | Deed of Trust, Mortgage BRANCH BK&TR |
| Sep 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on File |
| Deed Sale | Sep 5, 2017 · Amount on File |
| Prior Sale | Apr 16, 2008 · Amount on File |
| Deed Document Number | 2017567682 |
| Deed Book / Page | 2690 / 939 |
| Last Transfer Date | Apr 11, 2022 |
| Transfer Doc | 0003156940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 19, 2022 |
| Property Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Document Number | 0003156940 |
| Book / Page | 3156 / 940 |
| Map Reference | MB 13 PG 320&321 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 650894 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Document Number | 3106604 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 3106/604 |
| Instrument | 642492 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Oct 23, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3085384 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 3085/384 |
| Instrument | 638907 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Document Number | 2721138 |
| Book / Page | 002721 / 000138 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | MARYDEL LN #5 MAIDEN NC 28650, 5, MAIDEN, NC 28650 |
| Document Number | 2721138 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 002721/000138 |
| Instrument | 573643 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 5, 2017 |
| Property Address | 3971 MARYDEL LN, MAIDEN, NC 28650-9202 |
| Document Number | 2690939 |
| Book / Page | 002690 / 000939 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 567682 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18814 COACHMANS TRCE CORNELIUS NC 280318120, CORNELIUS, NC 28031-8120 |
The 2026 property tax bill for 3971 Marydel Ln was $5,983, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,983.00 (+0.64%) | $959,614 (-) Land $86,551 Building $873,063 | $959,614 (-) Land $86,551 Building $873,063 |
| 2025 | $5,945.00 | $959,614 Land $86,551 Building $873,063 | $959,614 Land $86,551 Building $873,063 |
| 2023 | $5,906.00 | $959,614 Land $86,551 Building $873,063 | $959,614 Land $86,551 Building $873,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3971 Marydel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3971 Marydel Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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