Lake County property record for 3971 Longbow Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,790 sqft · built 2015 |
| Lot Size | 0.25 acres (10,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Sep 2025) |
| Tax Bill | $4,477 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0102-000-12500 |
| Primary APN | 10-23-26-0102-000-12500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,790 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,909 sqft (0.25 acres) |
| Garage Type | Finished |
| Garage Area | 641 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Patio Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3889767 |
|---|---|
| Street Address | 3971 LONGBOW DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S RUN PHASE 2 PB 65 PG 44-46 LOT 125 ORB 5202 PG 1254 |
| Legal Section | 10 |
| Legal Subdivision | HUNTER |
| Legal Phase | 2 |
| Legal Tract | 102 |
| Legal Lot Number | 125 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 31306 |
3971 Longbow Dr is owned and occupied by an individual who bought it in September 2025.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 2025115472 |
| Deed Book / Page | 6599 / 227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Document Number | 0059102312 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 5910/2312 |
| Instrument | 2022031934 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 28, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Document Number | 0065990227 |
| Book / Page | 6599 / 227 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025115472 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | UNKNOWN, EDGEWATER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4873 DIVISION HWY, EAST EARL, PA 17519-9247 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Document Number | 0006599229 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 6599/229 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054301714 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 5430/1714 |
| Instrument | 2020026006 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 27, 2018 |
| Property Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Document Number | 0052021254 |
| Book / Page | 5202 / 1254 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 2018136919 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | EQUITABLE TITLE OF LAKE COUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,677.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1730 DUNVEGAN DR, 1730, HALIFAX XX |
| Name | Verified Name |
|---|---|
| Address | 3971 LONGBOW DR, CLERMONT, FL 34711-7403 |
| Document Number | 2018136920 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 2018136920 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312,170 (+2.9%) Land $120,000 Building $192,170 | $497,045 (-) Land $120,000 Building $377,045 | |
| 2024 | $4,477.00 (+1.91%) Homeowner's exemption | $303,380 (+3%) Land $120,000 Building $183,380 | $497,045 (+2.49%) Land $120,000 Building $377,045 |
| 2023 | $4,393.00 (+3.05%) Homeowner's exemption | $294,550 (+3%) | $484,964 (+32.53%) Land $120,000 Building $364,964 |
| 2022 | $4,263.00 Homeowner's exemption | $285,980 | $365,917 Land $64,500 Building $301,417 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3971 Longbow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3971 Longbow Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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