3971 Level Grove Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 3971 Level Grove Rd, Cornelia, GA 30531

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,157 sqft · built 1979
Lot Size	2.67 acres (116,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 2018)
Tax Bill	$4,126 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047 066`

Property Details

APN / Parcel Number

Primary APN	`047 066`
Alternative APNs	`676235` `386109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,157 sqft Heated Area
Gross Area	3,597 sqft
1st Floor Area	1,869 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Office	288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	116,305 sqft (2.67 acres)
Lot Width	700 ft Width
Garage Area	2,472 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	372 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	386109
Street Address	3971 LEVEL GROVE RD
City	CORNELIA
State	GA
Zip	30531-5262
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-120 LEVEL GROVE DB 1182-217
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2025
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on Record
Deed Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20182317
Deed Book / Page	1182 / 217
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262

Mortgage

Document Number	0000001272/0000000082
Date	Jul 27, 2021
Book Page	0000001272/0000000082

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262

Mortgage

Document Number	0000001219/0000000158
Date	May 1, 2020
Book Page	0000001219/0000000158

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 19, 2018
Property Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262
Document Number	001182/217
Book / Page	1182 / 217
Instrument Date	Dec 19, 2018
Instrument	2018-002317
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 LEVEL GROVE RD, CORNELIA, GA 30531-5262

Mortgage

Document Number	0000001182/0000000219
Date	Dec 21, 2018
Book Page	0000001182/0000000219

Lender

Name	REGIONS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,126.00 (+8.1%)	$181,013 (+23.06%) Land $31,321 Building $149,692	$452,533 (+23.06%) Land $78,303 Building $374,230
2023	$3,817.00 (+27.87%)	$147,088 (+27.87%) Land $28,580 Building $118,508	$367,720 (+27.87%) Land $71,450 Building $296,270
2022	$2,985.00	$115,032 Land $13,100 Building $101,932	$287,580 Land $32,750 Building $254,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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