3971 Hwy 13, Mc Rae, AR 72102 Property Records

White County property record for 3971 Hwy 13, Mc Rae, AR 72102

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,256 sqft · built 1966
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Dec 2023)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-10321-000`

Property Details

APN / Parcel Number

Primary APN	`001-10321-000`
Alternative APN	`15627`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3971 HIGHWAY 13
City	MC RAE
State	AR
Zip	72102-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW N & W OF ROAD
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	CANE
Census Block Group	1
Census Block	1002
Census Tract	71001

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3971 HIGHWAY 13, MC RAE, AR 72102-8036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage ARKANSAS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Deed Document Number	2023*17093
Deed Book / Page	2023* / 17093
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	3971 HIGHWAY 13, MC RAE, AR 72102-8036
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 HIGHWAY 13, MC RAE, AR 72102-8036

Mortgage

Document Number	00L2026980
Date	Jan 21, 2026
Instrument	L2026-980

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Dec 12, 2023
Property Address	3971 HIGHWAY 13, MC RAE, AR 72102-8036
Document Number	DEED2023/17093
Book / Page	DEED 2023 / 17093
Instrument Date	Dec 8, 2023
Instrument	L202314299
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	CB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3971 HIGHWAY 13, MC RAE, AR 72102-8036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 HIGHWAY 13, MC RAE, AR 72102-8036

Mortgage

Document Number	MTG202327543
Date	Dec 12, 2023
Instrument	MTG 2023/27543

Lender

Name	ARKANSAS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Beebe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00 (+47.05%) Homeowner's exemption	$28,820 (-) Land $7,600 Building $21,220
2023	$797.00 Homeowner's exemption	$28,820 Land $7,600 Building $21,220	$144,100 Land $38,000 Building $106,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 13

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