3971 Everett Dr, Loveland, OH 45140 Property Records

Warren County property record for 3971 Everett Dr, Loveland, OH 45140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,150 sqft · built 1961
Lot Size	0.722 acres (31,408 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2026)
Tax Bill	$4,123 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-103-001-0`

Property Details

APN / Parcel Number

Primary APN	`16-20-103-001-0`
Alternative APNs	`1620103001` `0912417` `912417`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	31,408 sqft (0.722 acres)
Lot Dimensions	302 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	912417
Street Address	3971 EVERETT DR
City	LOVELAND
State	OH
Zip	45140-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MYRTLE VILLAGE 3 LOT 85
Legal Subdivision	MYRTLE VILLAGE 3
Legal Block	17
Legal Lot Number	85
Jurisdiction	WARREN OH
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2001
Census Tract	32006

Owner

Source: Warren County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 5914, SANTA ROSA, CA 95402-5914
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jun 4, 2002 · Amount on Record
Deed Document Number	202620391
Prior Transfer Date	Oct 13, 1992
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 21, 2026
Property Address	3971 EVERETT DR, LOVELAND, OH 45140-1011
Document Number	0000020391
Instrument Date	Jul 16, 2026
Instrument	202620391
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,505.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020392,
Date	Jul 21, 2026
Instrument	202620392

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Jun 9, 2026
Property Address	3971 EVERETT DR, LOVELAND, OH 45140-1011
Document Number	0000015826
Instrument Date	May 5, 2026
Instrument	202615826
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 EVERETT DR, LOVELAND, OH 45140-1011

Mortgage

Document Number	0000015826,
Date	Jun 9, 2026
Instrument	202615826

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.37%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3971 EVERETT DR, LOVELAND, OH 45140-1011
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013268
Date	Apr 19, 2022
Instrument	2022-013268

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3971 EVERETT DR, LOVELAND, OH 45140-1011
Document Number	0000031210
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3971 EVERETT DR LOVELAND OH 451401011, LOVELAND, OH 45140-1011

Mortgage

Document Number	0000031210
Date	Oct 21, 2019
Instrument	31210

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	3971 EVERETT DR, LOVELAND, OH 45140-1011
Document Number	0000031335
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3971 EVERETT DR LOVELAND OH 451401011, LOVELAND, OH 45140-1011

Mortgage

Document Number	0000031335
Date	Oct 12, 2017
Instrument	31335

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Deerfield Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,123.00 (+17.36%)	$81,290 (+32.97%) Land $24,500 Building $56,790	$232,250 (+32.97%) Land $70,000 Building $162,250
2023	$3,513.00 (+11.49%) Homeowner's exemption	$61,135 (+9.74%) Land $10,763 Building $50,372
2022	$3,151.00 Homeowner's exemption	$55,710 Land $10,763 Building $44,947	$174,670 (+9.74%) Land $30,750 Building $143,920
2021			$159,170 Land $30,750 Building $128,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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