Lake County property record for 3971 Chase St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,989 sqft · built 1946 |
| Lot Size | 0.465 acres (20,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $119,700 (May 2024) |
| Tax Bill | $1,364 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0083-0001 |
| Primary APN | 001-01-39-0083-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,989 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 2,362 sqft |
| Basement Area | 830 sqft |
| Finished Basement | 627 sqft |
| Unfinished Basement | 203 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,250 sqft (0.465 acres) |
| Lot Dimensions | 135 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 3971 CHASE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-1949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEVERLY HIGHLANDS BL.E LOTS 1,2 & 3 |
| Legal Subdivision | BEVERLY HIGHLANDS |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 41302 |
3971 Chase St is owned by a company that bought it in May 2024 and is owner-occupied.
Source: Lake County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3971 CHASE ST, GARY, IN 46408-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 25, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP |
| Feb 3, 2023 | Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on File |
| Deed Sale | May 17, 2024 · Amount on File |
| Prior Sale | Jan 25, 2024 · Amount on File |
| Deed Document Number | 2024515755 |
| Prior Transfer Date | May 10, 2024 |
| Prior Transfer Doc | 0000015755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 25, 2024 |
| Property Address | 3971 CHASE ST, GARY, IN 46408-1949 |
| Document Number | 0000002467 |
| Map Reference | MB 19 PG 11 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024-502467 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2202 MAYFIELD AVE, JOLIET, IL 60435-5430 |
| Document Number | 0000002468 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-502468 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 3, 2023 |
| Property Address | 3971 CHASE ST, GARY, IN 46408-1949 |
| Document Number | 0000003382 |
| Map Reference | MB 18 PG 11 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023-503382 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3971 SE STREET, GARY, IN 46408 |
| Document Number | 0000003383 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023-503383 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 1, 2024 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197,100 Land $18,700 Building $178,400 | $197,100 Land $18,700 Building $178,400 | |
| 2024 | $1,364.00 | ||
| 2023 | $142,500 (+10.38%) Land $27,300 Building $115,200 | $142,500 (+10.38%) Land $27,300 Building $115,200 | |
| 2022 | $1,163.00 Homeowner's exemption | $129,100 Land $27,100 Building $102,000 | $129,100 Land $27,100 Building $102,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3971 Chase St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3971 Chase St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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