Warren County property record for 3971 Anderson Rd, Morrow, OH 45152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 988 sqft · built 1978 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Jun 2017) |
| Tax Bill | $2,539 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-08-400-014-0 |
| Primary APN | 13-08-400-014-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 51,836 sqft (1.19 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 4812786 |
|---|---|
| Old Parcel Number | 1308400014 |
| Street Address | 3971 ANDERSON RD |
| City | MORROW |
| State | OH |
| Zip | 45152-9736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 -5-8 1.1900 AC. |
| Legal Range | 03 |
| Legal Township | 05 |
| Legal Section | 08 |
| Legal Block | 400 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 32300 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3971 ANDERSON RD, MORROW, OH 45152-9736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 21, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Apr 24, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2017 · Amount on Record |
| Deed Sale | Jun 21, 2017 · Amount on Record |
| Prior Sale | Apr 24, 2017 · Amount on Record |
| Deed Document Number | 0002299399 |
| Deed Book / Page | 2299 / 399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3971 ANDERSON RD, MORROW, OH 45152-9736 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2021023673 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021-023673 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jun 21, 2017 |
| Property Address | 3971 ANDERSON RD, MORROW, OH 45152-9736 |
| Document Number | 0000018877 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 18877 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3971 ANDERSON RD MORROW OH 451529736, MORROW, OH 45152-9736 |
| Document Number | 18878 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 18878 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 24, 2017 |
| Property Address | 3971 ANDERSON RD, MORROW, OH 45152-9736 |
| Document Number | 0000012425 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 12425 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3971 ANDERSON RD MORROW OH 451529736, MORROW, OH 45152-9736 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,539.00 (+10.82%) | $56,504 (+24.55%) Land $19,810 Building $36,694 | $161,440 (+24.55%) Land $56,600 Building $104,840 |
| 2023 | $2,291.00 (+1.01%) Homeowner's exemption | $45,367 (-) Land $13,559 Building $31,808 | |
| 2022 | $2,268.00 Homeowner's exemption | $45,367 Land $13,559 Building $31,808 | $129,620 (-) Land $38,740 Building $90,880 |
| 2021 | $129,620 Land $38,740 Building $90,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bresco Broadband Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
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