Monroe County property record for 3971 Ahne Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,800 sqft · built 1914 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,283 (2025) |
| Deeds & Mortgages | May 2022 Sale Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-10-133-019-000 |
| Primary APN | 10-10-133-019-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Building Perimeter |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 600 sqft |
| Porch | Slab |
| Porch Area | 44 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3971 AHNE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART W/2 NW |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 10 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 600501 |
3971 Ahne Rd is owner-occupied and held in a trust since May 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3971 AHNE RD, WATERLOO, IL 62298-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Deed, Transfer |
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 5, 2022 |
| Transfer Doc | 0000424172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 9, 2022 |
| Property Address | 3971 AHNE RD, WATERLOO, IL 62298-6425 |
| Document Number | 0000424172 |
| Instrument Date | May 5, 2022 |
| Instrument | 424172 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3971 AHNE RD, WATERLOO, IL 62298-6425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3971 AHNE RD, WATERLOO, IL 62298-6425 |
| Document Number | 0000392161 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3971 AHNE RD WATERLOO IL 622986425, WATERLOO, IL 62298-6425 |
| Document Number | 0000392161 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 392161 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 27, 2032 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 3971 Ahne Rd was $6,283, up 2.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,283.00 (+2.95%) Homeowner's exemption | $111,280 Land $18,080 Building $93,200 | $333,840 Land $54,240 Building $279,600 |
| 2024 | $6,103.00 | ||
| 2022 | Additional exemption filed | $83,290 Land $18,080 Building $65,210 | $249,870 Land $54,240 Building $195,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3971 Ahne Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3971 Ahne Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: T-Mobile, Wisper ISP.
5G (outdoors only) and 4G LTE
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