39709 Duluth St, Harrison Township, MI 48045 Property Records

Macomb County property record for 39709 Duluth St, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,126 sqft · built 1930
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2018)
Tax Bill	$10,183 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`17-12-18-429-005`

Property Details

APN / Parcel Number

Primary APN	`17-12-18-429-005`
Alternative APN	`1218429005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,126 sqft Living Area
1st Floor Area	1,563 sqft
Basement Area	841 sqft
Unfinished Basement	841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	141 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39709 DULUTH ST
City	HARRISON TOWNSHIP
State	MI
Zip	48045-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-A
Legal Description	CLINTON RIVERSIDE SUBDIVISION LOTS 3 4 & 5
Legal Subdivision	CLINTON RIVERSIDE SUBDIVISION
Legal Lot Number	3-5
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2003
Census Tract	247202

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 27, 2023	Intrafamily Transfer, Transfer
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit EXTRA CU
Feb 26, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Prior Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	20188020759
Deed Book / Page	25231 / 411
Last Transfer Date	Jul 20, 2023
Transfer Doc	0000064218
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509

Mortgage

Document Number	2500083725
Date	Sep 18, 2025
Book Page	30291/208
Instrument	202500083725

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Jul 27, 2023
Property Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509
Document Number	2300064218
Book / Page	29229 / 27
Instrument Date	Jul 20, 2023
Instrument	202300064218
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	39709 DULUTH, FRASER, MI 48026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509

Mortgage

Document Number	0000141303
Date	Nov 17, 2020
Book Page	27165/704
Instrument	2141303

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509
Document Number	0000037062
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39709 DULUTH ST HARRISON TOWNSHIP MI 480451509, HARRISON TOWNSHIP, MI 48045-1509

Mortgage

Document Number	0000037062
Date	Apr 4, 2019
Book Page	025883/000330
Instrument	37062

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2039

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 26, 2018
Property Address	39709 DULUTH ST, HARRISON TOWNSHIP, MI 48045-1509
Document Number	0000020759
Book / Page	025231 / 000411
Instrument Date	Feb 15, 2018
Instrument	20759
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39709 DULUTH ST HARRISON TOWNSHIP MI 480451509, HARRISON TOWNSHIP, MI 48045-1509

Mortgage

Document Number	19107
Date	Feb 26, 2018
Book Page	025223/000949
Instrument	19107

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,700 (+13.56%)	$621,400 (+13.56%)
2025	$10,183.00 (+12.79%)
2023		$273,600	$547,200
2022	$9,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile USA.

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