3970 Silver Trl, Morganton, NC 28655 Property Records

Burke County property record for 3970 Silver Trl, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Dec 2025)
Tax Bill	$985 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1771062364`

Property Details

APN / Parcel Number

Primary APN	`1771062364`
Alternative APN	`48258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Porch	Slab
Deck Area	92 sqft
Patio Area	51 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3970 SILVER TRL
City	MORGANTON
State	NC
Zip	28655-7901
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	3970 SILVER TRL MORGANTON, NC 28655
Legal Subdivision	W N HENNESSEE ESTATE
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3970 SILVER TRL, MORGANTON, NC 28655-7901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on Record
Deed Sale	Dec 29, 2025 · Amount on Record
Deed Document Number	202525011117
Deed Book / Page	2847 / 530
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 29, 2025
Property Address	3970 SILVER TRL, MORGANTON, NC 28655-7901
Document Number	0028470530
Book / Page	2847 / 530
Map Reference	MB 9 PG 185
Instrument Date	Dec 23, 2025
Instrument	2025011117
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 POPOVER DR, MARION, NC 28752-5387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 SILVER TRL, MORGANTON, NC 28655-7901

Mortgage

Document Number	2025011118
Date	Dec 29, 2025
Instrument	2025011118

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 9, 2022
Property Address	3970 SILVER TRL, MORGANTON, NC 28655-7901
Document Number	0026080632
Book / Page	2608 / 632
Map Reference	MB 9 PG 185
Instrument Date	Jan 21, 2022
Instrument	2021018377
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 SILVER TRL, MORGANTON, NC 28655-7901

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$985.00 (+2.71%)	$133,595 (+0.14%) Land $14,616 Building $118,979	$133,595 (+0.14%) Land $14,616 Building $118,979
2025	$959.00 (-0.21%)	$133,405 (-) Land $14,616 Building $118,789	$133,405 (-) Land $14,616 Building $118,789
2023	$961.00	$133,405 Land $14,616 Building $118,789	$133,405 Land $14,616 Building $118,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Trl

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