3970 Queen Chapel Rd, Sumter, SC 29153 Property Records

Sumter County property record for 3970 Queen Chapel Rd, Sumter, SC 29153

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2021)
Tax Bill	$996 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`199-00-02-098`

Property Details

APN / Parcel Number

Primary APN	`199-00-02-098`
Alternative APN	`22677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,480 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	22677
Street Address	3970 QUEEN CHAPEL RD
City	SUMTER
State	SC
Zip	29153-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 1.00 AC
Legal Subdivision	MCPHERSON FARMS SUBDIVISION
Legal Lot Number	9
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER NORTH
Census Block Group	4
Census Block	4001
Census Tract	401

Owner

Source: Sumter County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3970 QUEEN CHAPEL RD, SUMTER, SC 29153-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 13, 2021	Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Book / Page	1283 / 3619
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	3970 QUEEN CHAPEL RD, SUMTER, SC 29153-8118
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 QUEEN CHAPEL RD, SUMTER, SC 29153-8118

Mortgage

Document Number	0013163837
Date	Jul 17, 2023
Book Page	1316/3837

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 13, 2021
Property Address	3970 QUEEN CHAPEL RD, SUMTER, SC 29153-8118
Document Number	0012833619
Book / Page	1283 / 3619
Map Reference	MB PB2010 PG 172
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 QUEEN CHAPEL RD, SUMTER, SC 29153-8118

Mortgage

Document Number	0012833623
Date	Apr 13, 2021
Instrument	1283/3623

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (+0.91%)	$6,150 (+0.16%) Land $720 Building $5,430	$153,580 (-) Land $18,000 Building $135,580
2023		$6,140 (-) Land $720 Building $5,420	$153,580 (-) Land $18,000 Building $135,580
2022	$987.00	$6,140 Land $720 Building $5,420	$153,580 Land $18,000 Building $135,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
FTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Queen Chapel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures