Warren County property record for 3970 Panhandle Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,632 sqft · built 1990 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (May 2022) |
| Tax Bill | $4,253 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26/E/1/1/9 |
| Primary APN | 26/E/1/1/9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,632 sqft Living Area |
| Gross Area | 6,450 sqft |
| 1st Floor Area | 2,344 sqft |
| Basement Area | 2,056 sqft |
| Unfinished Basement | 2,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 222,592 sqft (5.11 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 19449 |
|---|---|
| Old Parcel Number | 26E 1 1 9 |
| Street Address | 3970 PANHANDLE RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-6614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L 9 THUNDERBIRD WOODS SEC 1 |
| Legal Subdivision | FORK-COUNTY |
| Legal Lot Number | 9 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | FORK |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20300 |
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3970 PANHANDLE RD, FRONT ROYAL, VA 22630-6614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Deed Document Number | 20223104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | May 12, 2022 |
| Property Address | 3970 PANHANDLE RD, FRONT ROYAL, VA 22630-6614 |
| Document Number | 0220003104 |
| Map Reference | MB 282 PG 97 |
| Instrument Date | May 12, 2022 |
| Instrument | 220003104 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3970 PANHANDLE RD, FRONT ROYAL, VA 22630-6614 |
| Document Number | 0220003105 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 220003105 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 3970 PANHANDLE RD, FRONT ROYAL, VA 22630-6614 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210010072 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 210010072 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,253.00 (+18.77%) | $747,600 (-) Land $92,600 Building $655,000 | |
| 2025 | $3,581.00 (+13.86%) | $747,600 (+16.47%) Land $92,600 Building $655,000 | $747,600 (+16.47%) Land $92,600 Building $655,000 |
| 2024 | $3,145.00 | $641,900 (-) Land $82,600 Building $559,300 | $641,900 (-) Land $82,600 Building $559,300 |
| 2023 | $641,900 Land $82,600 Building $559,300 | $641,900 Land $82,600 Building $559,300 | |
| 2022 | $3,145.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 15 (1985–2003) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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