Lake County property record for 3970 Monroe St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 886 sqft · built 1927 |
| Lot Size | 0.128 acres (5,619 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,083 (2024) |
| Deeds & Mortgages | Jan 2026 Sale Nov 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0274-0003 |
| Primary APN | 001-25-47-0274-0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 886 sqft Living Area |
| Basement Area | 886 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.128 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Connected |
| Account Number | 001-25-47-0274-0003 |
|---|---|
| Old Parcel Number | 254702740003 |
| Street Address | 3970 MONROE ST |
| City | GARY |
| State | IN |
| Zip | 46408-2745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | C. J. WILLIAMS 2ND. ADD. GLEN PARK S. 20 FT. L.3 BL.12 ALL OF L.4 BL.12 |
| Legal Subdivision | C J WILLIAMS 2ND ADDITION TO GLEN PARK |
| Legal Block | 12 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12400 |
3970 Monroe St is owned by an individual who acquired it in January 2026.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3814 EVERGREEN ST # 2T, 2T, EAST CHICAGO, IN 46312-2308 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Warranty Deed, Transfer UNKNOWN, MERIDIAN TITLE CORPORATION |
| Nov 3, 2025 | Quit Claim Deed, Transfer UNKNOWN, MERIDIAN TITLE CORPORATION |
| Jan 8, 2019 | Warranty Deed, Transfer MERIDIAN TITLE |
| Dec 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Nov 3, 2025 |
| Deed Document Number | 2026-503432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 27, 2026 |
| Property Address | 3970 MONROE ST, GARY, IN 46408-2745 |
| Document Number | 0000003432 |
| Map Reference | MB 11 PG 12 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026-503432 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3814 EVERGREEN ST # 2T, 2T, EAST CHICAGO, IN 46312-2308 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 3, 2025 |
| Property Address | 3970 MONROE ST, GARY, IN 46408-2745 |
| Document Number | 0000042617 |
| Map Reference | MB 11 PG 12 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025-542617 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Title Company | UNKNOWN, MERIDIAN TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5163 ELECTRIC AVE APT 1A, 1A, HILLSIDE, IL 60162-1054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 8, 2019 |
| Property Address | 3970 MONROE ST, GARY, IN 46408-2745 |
| Document Number | 0000001290 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 1290 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3970 MONROE ST GARY IN 464082745, GARY, IN 46408-2745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 8, 2017 |
| Property Address | 3970 MONROE ST, GARY, IN 46408-2745 |
| Document Number | 0000083417 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 83417 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5962 W RACE AVE CHICAGO IL 606441462, CHICAGO, IL 60644-1462 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,000 (+61.84%) Land $7,300 Building $59,700 | $67,000 (+61.84%) Land $7,300 Building $59,700 | |
| 2024 | $1,083.00 | $41,400 (+6.7%) Land $7,300 Building $34,100 | $41,400 (+6.7%) Land $7,300 Building $34,100 |
| 2023 | $38,800 (+23.17%) Land $7,300 Building $31,500 | $38,800 (+23.17%) Land $7,300 Building $31,500 | |
| 2022 | $1,627.00 | $31,500 Land $2,700 Building $28,800 | $31,500 Land $2,700 Building $28,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3970 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3970 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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