3970 Geiman Rd, Monroe, MI 48162 Property Records

Monroe County property record for 3970 Geiman Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Oct 2019)
Tax Bill	$40 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-111-102-10`

Property Details

APN / Parcel Number

Primary APN	`13-111-102-10`

Exterior

Lot Area	53,579 sqft (1.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3970 GEIMAN RD
City	MONROE
State	MI
Zip	48162-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1148-552 TO 554 P C 482 1.23 AC COM AT INT OF CL OF GEIMA RD WITH E LI OF PC 482 TH N 23 DEG 44'E266.87 FT TH N 65 DEG 30'W
Legal Subdivision	PRIVATE CLAIM 482
Jurisdiction	MONROE MI
Township / Civil Division	RAISINVILLE
Census Block Group	1
Census Block	1006
Census Tract	830900

Owner

3970 Geiman Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3970 GEIMAN RD, MONROE, MI 48162-9421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DFCU FINANCIAL
Jul 31, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 23, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Sep 24, 2001 · Amount on File
Deed Document Number	201918265
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3970 GEIMAN RD, MONROE, MI 48162-9421
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 GEIMAN RD, MONROE, MI 48162-9421

Mortgage

Document Number	0000008000
Date	May 22, 2023
Instrument	2023R08000

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 31, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3970 GEIMAN RD, MONROE, MI 48162-9421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015043
Date	Jul 31, 2020
Instrument	2020R15043

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 23, 2019
Property Address	3970 GEIMAN RD, MONROE, MI 48162-9421
Document Number	0000018265
Instrument Date	Aug 19, 2019
Instrument	18265
Transaction Type	Transfer
Record Updated	Dec 2, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,053.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1525 ACADEMY ST DEARBORN MI 481242528, DEARBORN, MI 48124-2528

Mortgage

Document Number	18748
Date	Oct 23, 2019
Instrument	18748

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3970 Geiman Rd was $40 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Raisinville Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,400 Land $284,400	$568,800 Land $568,800
2025	$40.00 Homeowner's exemption
2023	$40.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3970 Geiman Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3970 Geiman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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