3970 Fred Stevens Ln, Choctaw, OK 73020 Property Records

Oklahoma County property record for 3970 Fred Stevens Ln, Choctaw, OK 73020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,819 sqft · built 1983
Lot Size	4.77 acres (207,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1067-19-150-1100`

Property Details

APN / Parcel Number

Primary APN	`1067-19-150-1100`
Alternative APNs	`R191501100` `191501100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,819 sqft Living Area
1st Floor Area	3,219 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	207,999 sqft (4.77 acres)
Garage Area	825 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191501100
Street Address	3970 FRED STEVENS LN
City	CHOCTAW
State	OK
Zip	73020-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE HORSE RANCHETTS BLK 000 LOT 012
Legal Range	01E
Legal Township	11N
Legal Section	17
Legal Subdivision	WHITE HORSE RANCHETTS
Legal Tract	12
Legal Block	27
Legal Lot Number	012
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2026
Census Tract	108708

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3970 FRED STEVENS LN, CHOCTAW, OK 73020-5922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
May 29, 2018	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 10, 2017	Loan Modification, Mortgage · Line of Credit THE FIRST STATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	202286395
Deed Book / Page	15174 / 1034
Prior Transfer Date	Dec 31, 2008
Prior Transfer Doc	0109860271
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 2, 2022
Property Address	3970 FRED STEVENS LN, CHOCTAW, OK 73020-5922
Document Number	0001086395
Book / Page	15174 / 1034
Instrument Date	May 31, 2022
Instrument	2022060201086395
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3970 FRED STEVENS LN, CHOCTAW, OK 73020-5922

Mortgage

Document Number	0001086396
Date	Jun 2, 2022
Instrument	2022060201086396

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3970 FRED STEVENS LN, CHOCTAW, OK 73020-5922
Document Number	0144141772
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3970 FRED STEVENS LN CHOCTAW OK 730205922, CHOCTAW, OK 73020-5922

Mortgage

Document Number	0144141772
Date	Jul 21, 2020
Book Page	014414/001772
Instrument	11047720

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 29, 2018
Property Address	3970 FRED STEVENS LN, CHOCTAW, OK 73020-5922
Document Number	0010732960
Book / Page	13746 / 1370
Instrument Date	May 22, 2018
Instrument	20180529010732960
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3970 FEDSTEVENS LN, CHOCTAW, OK 73020-5922
Investor	Possibly a Property Investor

Mortgage

Document Number	0137461371
Date	May 29, 2018
Book Page	13746/1371
Instrument	20180529010732970

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKLAHOMA OK
Property Address	3970 FRED STEVENS LN, CHOCTAW, OK 73020-5922
Document Number	0135951996
Book / Page	013595 / 001996
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3970 FRED STEVENS LN CHOCTAW OK 730205922, CHOCTAW, OK 73020-5922

Mortgage

Document Number	0135951996
Date	Nov 20, 2017
Book Page	013595/001996
Instrument	11637050

Lender

Name	THE FIRST STATE BK
Address	MIDWEST CITY, OK 73130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Choctaw City
Unified School District	Choctaw/Nicoma Park Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$62,095 (+1.53%) Land $9,453 Building $52,642	$564,500 (+1.53%) Land $85,943 Building $478,557
2023	Homeowner's exemption	$61,160 Land $9,453 Building $51,707	$556,000 Land $85,943 Building $470,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1995)
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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