Polk County property record for 3970 Feather Dr, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,231 sqft · built 1984 |
| Lot Size | 0.244 acres (10,642 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2023) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-14-283132-000090 |
| Primary APN | 24-29-14-283132-000090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| 1st Floor Area | 1,011 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,642 sqft (0.244 acres) |
| Lot Dimensions | 128 ft deep x 70 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
|---|---|
| Porch Area | 262 sqft |
| Shed | 1 Shed |
| Utility Building | 77 sqft |
| Cooling System | Central |
|---|
| Street Address | 3970 FEATHER DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-6304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND TERRACE PB 74 PG 42 LOT 9 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | HIGHLAND TERRACE |
| Legal Tract | 283132 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 11832 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3970 FEATHER DR, LAKELAND, FL 33812-6304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCE NETWORK INC |
| Aug 28, 2020 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Prior Sale | Jul 8, 1996 · Amount on Record |
| Deed Document Number | 2023151029 |
| Deed Book / Page | 12744 / 1057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 28, 2023 |
| Property Address | 3970 FEATHER DR, LAKELAND, FL 33812-6304 |
| Document Number | 0000151029 |
| Book / Page | 12744 / 1057 |
| Map Reference | MB 74 PG 42 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023151029 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2618 HIGH RIDGE DR, LAKELAND, FL 33812-5883 |
| Name | Verified Name |
|---|---|
| Address | 3970 FEATHER DR, LAKELAND, FL 33812-6304 |
| Document Number | 0127441059 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 12744/1059 |
| Name | AMERICAN FINANCE NETWORK INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3970 FEATHER DR, LAKELAND, FL 33812-6304 |
| Document Number | 0113661760 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Address | 3970 FEATHER DR LAKELAND FL 338126304, LAKELAND, FL 33812-6304 |
| Document Number | 0113661760 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 011366/001760 |
| Instrument | 185695 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 7, 2035 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,601 (-11.81%) Land $37,000 Building $144,601 | $181,601 (-11.81%) Land $37,000 Building $144,601 | |
| 2025 | $2,142.00 (+126.67%) Homeowner's exemption | $205,913 (+179.58%) Land $37,000 Building $168,913 | $205,913 (+4.32%) Land $37,000 Building $168,913 |
| 2023 | $945.00 (+3.96%) | $73,650 (+3%) | $197,390 (+10.29%) Land $36,000 Building $161,390 |
| 2022 | $909.00 Homeowner's exemption | $71,505 | $178,968 Land $34,000 Building $144,968 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures