3970 Donegal Way, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 3970 Donegal Way, Eagan, MN 55122

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,319 sqft · built 1999
Lot Size0.371 acres (16,153 sqft)
Owner2 Individual Names on Record
Last Sale$418,300 (Dec 2016)
Tax Bill$7,379 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-49500-02-250

Property Details

APN / Parcel Number

Primary APN10-49500-02-250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,319 sqft Living Area
Gross Area4,030 sqft
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area16,153 sqft (0.371 acres)
Garage TypeAttached
Garage Area711 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3970 DONEGAL WAY
CitySAINT PAUL
StateMN
Zip55122-4700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMURPHY FARM 25 2
Legal SubdivisionMURPHY FARM
Legal Block2
Legal Lot Number250
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group2
Census Block2013
Census Tract60716

Owner

Source: Dakota County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3970 DONEGAL WAY, SAINT PAUL, MN 55122-4700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL FEDERAL CREDIT UNION
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2016 · Amount on Record
Deed SaleDec 1, 2016 · Amount on Record
Prior SaleApr 22, 2016 · Amount on Record
Deed Document Number20163164298
Prior Transfer DateAug 8, 1997
Prior Transfer Doc0000129027
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Recording DateJul 27, 2026
Property Address3970 DONEGAL WAY, SAINT PAUL, MN 55122-4700
Document Number0003734441
Instrument DateJul 17, 2026
Instrument20263734441
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 DONEGAL WAY, SAINT PAUL, MN 55122-4700

Mortgage

Document Number0003734441,
DateJul 27, 2026
Instrument20263734441
Lender
NameTRUSTONE FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address3970 DONEGAL WAY, EAGAN, MN 55122-4700
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyTITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003452413
DateApr 5, 2021
Instrument3452413
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,379.00$613,600 Land $200,900 Building $412,700$613,600 Land $200,900 Building $412,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1981–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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