3970 Dickson Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3970 Dickson Ave, Cincinnati, OH 45229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,226 sqft · built 1920
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Owners on Record
Last Sale	$110,000 (Jul 2005)
Tax Bill	$3,927 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-0003-0111-00`

Property Details

APN / Parcel Number

Primary APN	`115-0003-0111-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	1,022 sqft
2nd Floor Area	817 sqft
Attic	Attic
Attic Area	387 sqft
Basement Area	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3970 DICKSON AVE
City	CINCINNATI
State	OH
Zip	45229-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3920 DICKSON AVE 75 X 135 ES DICKSON 325 FT S OF
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	6502

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owners on Record
Mailing Address	3970 DICKSON AVE, CINCINNATI, OH 45229-1306
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2005 · Amount on Record
Deed Sale	Jul 29, 2005 · Amount on Record
Prior Sale	Jun 20, 1994
Deed Document Number	62800
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3970 DICKSON AVE, CINCINNATI, OH 45229-1306
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070526
Date	Aug 22, 2019
Book Page	13986/01848
Instrument	2019-0070526

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,927.00 (+2.99%)	$60,697 (-) Land $18,606 Building $42,091
2024	$3,813.00 (-2.11%)	$60,697 (-) Land $18,606 Building $42,091
2023	$3,895.00 (+51.91%)	$60,697 (+74.17%) Land $18,606 Building $42,091	$173,420 (+74.17%) Land $53,160 Building $120,260
2022	$2,564.00 Homeowner's exemption	$34,850 Land $13,132 Building $21,718
2020			$99,570 Land $37,520 Building $62,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20