3970 Cooley Hill Rd, Scio, NY 14880 Property Records

Allegany County and Ward Town property record for 3970 Cooley Hill Rd, Scio, NY 14880

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,836 sqft · built 2004
Lot Size15.3 acres (667,775 sqft)
Owner2 Individual Names on Record
Last Sale$22,000 (Feb 1999)
Tax Bill$5,405 (2026)
Deeds & MortgagesJul 2026 Mortgage
APN026800 187.-1-4.22

Property Details

APN / Parcel Number

Primary APN026800 187.-1-4.22
Alternative APNs
  • 680018700000010040220000
  • 00000000237

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area667,775 sqft (15.3 acres)

Exterior Amenities

PorchSlab
Porch Area272 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000237
Street Address3970 COOLEY HILL RD
CitySCIO
StateNY
Zip14880-9685
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR
Legal Block1
Legal Lot Number4.022
JurisdictionALLEGANY NY
Township / Civil DivisionWARD
Census Block Group2
Census Block2096
Census Tract950800

Owner

Source: Allegany County and Ward Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3970 COOLEY HILL RD, SCIO, NY 14880-9685
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 1999 · Amount on Record
Deed SaleFeb 19, 1999 · Amount on Record
Deed Document Number1999
Deed Book / Page1161 / 196
Last Transfer DateJul 13, 2026
Transfer Doc0000069119
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGANY NY
Recording DateJul 17, 2026
Property Address3970 COOLEY HILL RD, SCIO, NY 14880-9685
Document Number0000069119
Instrument DateJul 13, 2026
Instrument202669119
Transaction TypeTransfer
Record UpdatedAug 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3970 COOLEY HILL RD, SCIO, NY 14880-9685

Mortgage

DateJul 17, 2026
Lender
NameCOMMUNITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

Source: Allegany County and Ward Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAllegany County
County SubdivisionWard Town
Unified School DistrictScio Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,405.00 (+6,741.77%) Homeowner's exemption
2025$79.00$170,000 (+65.05%) Land $28,000 Building $142,000$170,000 (+41.08%) Land $28,000 Building $142,000
2023$103,000 Land $18,400 Building $84,600$120,500 Land $21,526 Building $98,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cooley Hill Rd

Nearby Streets

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