3970 Carrie Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3970 Carrie Ave, Cincinnati, OH 45211

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 910 sqft · built 1950
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (Aug 2020)
Tax Bill$2,464 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN551-0001-0424-00

Property Details

APN / Parcel Number

Primary APN551-0001-0424-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area910 sqft Living Area
Gross Area1,440 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Finished Basement190 sqft
Unfinished Basement530 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,360 sqft (0.146 acres)
Lot Dimensions131 ft deep x 48 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3970 CARRIE AVE
CityCINCINNATI
StateOH
Zip45211-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRIE AVE 48 X 131.15 IRR PT LOT 82 GEO W FENTON EST
Legal SubdivisionGEO W FENTON EST
Legal Lot Number82
JurisdictionHAMILTON OH
Township / Civil DivisionCHEVIOT
Census Block Group1
Census Block1005
Census Tract20901

Owner

Source: Hamilton County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3970 CARRIE AVE, CINCINNATI, OH 45211-3412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Aug 28, 2020Warranty Deed, Transfer · FHA Mortgage
AMERICAN NBRHD MTG ACCPTNC
Jun 1, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
MCKINLEY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Prior SaleJul 12, 2000 · Amount on Record
Deed Document Number202086675
Deed Book / Page14242 / 709
Prior Transfer DateMay 19, 2017
Prior Transfer Doc0000049141
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateJun 29, 2026
Property Address3970 CARRIE AVE, CINCINNATI, OH 45211-3412
Document Number0000052265
Book / Page15696 / 289
Instrument DateMay 13, 2026
Instrument202652265
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 CARRIE AVE, CINCINNATI, OH 45211-3412

Mortgage

Document Number0000052265,
DateJun 29, 2026
Book Page15696/289
Instrument202652265
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term291 Months
DueSep 1, 2050
Interest
Rate6.3%
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 28, 2020
Property Address3970 CARRIE AVE, CINCINNATI, OH 45211-3412
Document Number0000086675
Book / Page014242 / 000709
Instrument DateAug 19, 2020
Instrument86675
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$452.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3970 CARRIE AVE CINCINNATI OH 452113412, CINCINNATI, OH 45211-3412

Mortgage

Document Number86676
DateAug 28, 2020
Book Page014242/000711
Instrument86676
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

June 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJun 1, 2017
Property Address3970 CARRIE AVE, CINCINNATI, OH 45211-3412
Document Number0000009141
Map ReferenceMB 21 PG 66
Instrument DateMay 19, 2017
Instrument17-0049141
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyCINCINNATUS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3970 CARRIE AVE, CINCINNATI, OH 45211-3412

Mortgage

Document Number0000009142
DateJun 1, 2017
Instrument17-0049142
Lender
NameMCKINLEY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCheviot City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,464.00 (+2.92%)$39,551 (+0.01%) Land $7,424 Building $32,127$113,000 (-) Land $21,210 Building $91,790
2024$2,394.00 (-2.05%)$39,549 (-) Land $7,423 Building $32,126
2023$2,444.00 (+42.67%)$39,549 (+64.74%) Land $7,423 Building $32,126$113,000 (+64.75%) Land $21,210 Building $91,790
2022$1,713.00 Homeowner's exemption$24,007 Land $6,423 Building $17,584
2020$68,590 Land $18,350 Building $50,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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