397 Wolcott Rd, Bristol, CT 06010 Property Records

Bristol City property record for 397 Wolcott Rd, Bristol, CT 06010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,153 sqft · built 1999
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2017)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BRIS M:07 L:47A`

Property Details

APN / Parcel Number

Primary APN	`BRIS M:07 L:47A`
Alternative APNs	`0097063` `97063`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,153 sqft Living Area
Gross Area	4,620 sqft
1st Floor Area	1,522 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	97063
Street Address	397 WOLCOTT RD
City	BRISTOL
State	CT
Zip	06010-7159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Lot Number	47A
Jurisdiction	BRISTOL CT
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2005
Census Tract	405500

Owner

397 Wolcott Rd is owned and occupied by an individual who acquired it in November 2022.

Source: Bristol City records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	397 WOLCOTT RD, BRISTOL, CT 06010-7159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage NUTMEG STATE FINANCIAL CREDIT UNION
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Nov 10, 2022	Quit Claim Deed, Transfer · ARM LIBERTY BANK
Jan 23, 2017	Warranty Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on File
Deed Sale	Jan 23, 2017 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Book / Page	2043 / 1147
Last Transfer Date	Nov 1, 2022
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	397 WOLCOTT RD, BRISTOL, CT 06010-7159
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002341-900
Date	Mar 2, 2026
Book Page	2341/900

Lender

Name	NUTMEG STATE FINANCIAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2031

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL CT
Property Address	397 WOLCOTT RD, BRISTOL, CT 06010-7159
Transaction Type	Mortgage
Record Updated	Jul 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002184-446
Date	Jun 23, 2021
Book Page	2184/446

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL CT
Recording Date	Nov 10, 2022
Property Address	397 WOLCOTT RD, BRISTOL, CT 06010-7159
Document Number	02241-1164
Book / Page	2241 / 1164
Instrument Date	Nov 1, 2022
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 WOLCOTT RD, BRISTOL, CT 06010-7159

Mortgage

Document Number	0022411165
Date	Nov 10, 2022
Instrument	2241/1165

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Index	Other

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL CT
Recording Date	Jan 23, 2017
Property Address	397 WOLCOTT RD, BRISTOL, CT 06010-7159
Document Number	2043-1147
Book / Page	2043 / 1147
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20431150
Date	Jan 23, 2017
Instrument	02043/1150

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 397 Wolcott Rd was $7,860.

Source: Bristol City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bristol City
Unified School District	Bristol School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,860.00	$232,890 Land $48,090 Building $184,800	$163,023 Land $33,663 Building $129,360
2024	$7,860.00 (+11.21%)
2023	$7,068.00 (+8.44%)	$232,890 (+37.03%) Land $48,090 Building $184,800
2022	$6,518.00	$169,960 Land $35,770 Building $134,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 Wolcott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Wolcott Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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