397 Windswept Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 397 Windswept Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2021
Square Footage2,319 sqft Living Area
Lot Size4,791 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$404,900 (2021)
Tax Bill$7,515.00 (2025)

Property Details

APN / Parcel Number

Primary APN010016-0250

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,319 sqft Living Area
Gross Area2,895 sqft Gross Area
1st Floor1,017 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,791 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area464 sqft Garage
Patio Area140 sqft Patio
Porch Area112 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address397 WINDSWEPT WAY
CityST AUGUSTINE
StateFL
Zip32092-3146
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description104/17-20 SHEARWATER PHASE 2D-2 LOT 25 OR5309/1085
Legal Range27E
Legal Township05S
Legal Section41
Legal SubdivisionSHEARWATER PHASE 2D-2
Legal Phase2D
Legal Block1
Legal Lot Number25
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010016-0250

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address397 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3146
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jul 06, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Deed Doc Number202174340
Deed Book / Page5309 / 1085
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address397 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3146
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 WINDSWEPT WAY, ST AUGUSTINE, FL 32092-3146

Mortgage

Document Number0056240258
DateAug 29, 2022
Book Page5624/258
Instrument2022082826
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueSep 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 06, 2021
Property Address397 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3146
Document Number0053091085
Book / Page5309 / 1085
Map ReferenceMB 104 PG 17-20
Instrument DateJun 29, 2021
Instrument2021074340
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,834.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CROSSWATER PKWY, 680, PONTE VEDRA, FL 32081-0768

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 WINDSWEPT WAY, SAINT AUGUSTINE, FL 32092-3146

Mortgage

Document Number0053091087
DateJul 06, 2021
Instrument5309/1087
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$400,817 (+2.7%)$415,132 (-0.81%) Land $100,000 Building $315,132
2025$7,515.00 (+7.83%) Homeowner's exemption$390,279 (+5.99%)$418,531 (-4.1%) Land $100,000 Building $318,531
2024$6,969.00 (+2.07%)
2023$6,828.00 (+5.83%) Homeowner's exemption$368,233 (+3%)$436,404 (+16.93%) Land $95,000 Building $341,404
2022$6,452.00 Homeowner's exemption$357,508$373,213 Land $84,000 Building $289,213

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Windswept Way

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