Union County and Cranford Township property record for 397 Walnut Ave, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 1955 |
| Lot Size | 0.177 acres (7,701 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,500 (Mar 1998) |
| Tax Bill | $13,749 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00492-0000-00012 |
| Primary APN | 03-00492-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 7,701 sqft (0.177 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 5732009 |
|---|---|
| Street Address | 397 WALNUT AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 492 |
| Legal Lot Number | 12 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 37300 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 WALNUT AVE, CRANFORD, NJ 07016-2966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 1998 · Amount on Record |
| Deed Sale | Mar 23, 1998 · Amount on Record |
| Deed Document Number | 199850410 |
| Deed Book / Page | 4641 / 154 |
| Last Transfer Date | Oct 5, 2012 |
| Transfer Doc | 0059300390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 397 WALNUT AVE, CRANFORD, NJ 07016-2966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145380432 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 14538/0432 |
| Instrument | 670047 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Lending Institution |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,700 (-) Land $74,900 Building $114,800 | $189,700 (-) Land $74,900 Building $114,800 | |
| 2025 | $13,749.00 (+6.91%) | $189,700 (-) Land $74,900 Building $114,800 | $189,700 (-) Land $74,900 Building $114,800 |
| 2024 | $12,860.00 (+2.54%) | ||
| 2023 | $189,700 Land $74,900 Building $114,800 | $189,700 Land $74,900 Building $114,800 | |
| 2022 | $12,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 46 (1978–2021) |
| Claims Outside the SFHA | 33 of 46 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
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