Suffolk County and Babylon Town property record for 397 W Main St, Babylon, NY 11702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,954 sqft · built 1957 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $714,000 (May 2024) |
| Tax Bill | $14,269 (2024) |
| Deeds & Mortgages | Aug 2021 Refinance Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472003 12.-2-36 |
| Primary APN | 472003 12.-2-36 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,954 sqft Building Perimeter |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 20250417060 |
|---|---|
| Street Address | 397 W MAIN ST |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FILED MAP 1756 LOT 2 |
| Legal Subdivision | MAP TAPPAN MANOR |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 124601 |
Source: Suffolk County and Babylon Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8918 85TH ST, WOODHAVEN, NY 11421-2542 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Oct 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Jun 26, 2017 | Deed of Trust, Mortgage UNITED MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2024 · Amount on Record |
| Deed Sale | May 8, 2024 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Book / Page | 13247 / 840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 W MAIN ST, BABYLON, NY 11702-3007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233170046 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 23317/46 |
| Instrument | DM031015 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 W MAIN ST, BABYLON, NY 11702-3007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230650558 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 23065/558 |
| Instrument | DK022747 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 397 W MAIN ST, BABYLON, NY 11702-3007 |
| Document Number | 0228350226 |
| Book / Page | 022835 / 000226 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 397 W MAIN ST BABYLON NY 117023007, BABYLON, NY 11702-3007 |
| Document Number | 0228350226 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 022835/000226 |
| Name | UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Babylon Village |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | West Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,740 (-) Land $330 Building $3,410 | ||
| 2024 | $14,269.00 | ||
| 2023 | $3,740 Land $330 Building $3,410 | $208,939 Land $18,436 Building $190,503 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 20 (1979–2021) |
| Claims Outside the SFHA | 18 of 20 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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