Jay County property record for 397 W Commerce St, Dunkirk, IN 47336
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,475 sqft · built 1916 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,188 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-810204-600012 |
| Primary APN | 130-810204-600012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,475 sqft Living Area |
| 1st Floor Area | 1,475 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 130-810204-600012 |
|---|---|
| Street Address | 397 W COMMERCE ST |
| City | DUNKIRK |
| State | IN |
| Zip | 47336-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 37 O P |
| Legal Block | 37 |
| Legal Lot Number | 7 |
| Jurisdiction | JAY IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 963300 |
Source: Jay County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 397 W COMMERCE ST, DUNKIRK, IN 47336-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Jay County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Jay County |
| County Subdivision | Richland Township |
| Municipality | Dunkirk City |
| Unified School District | Jay School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,188.00 (+6.26%) | $52,200 (+7.19%) Land $5,900 Building $46,300 | $52,200 (+7.19%) Land $5,900 Building $46,300 |
| 2024 | $1,118.00 (+4.98%) | $48,700 (+5.87%) Land $5,900 Building $42,800 | $48,700 (+5.87%) Land $5,900 Building $42,800 |
| 2023 | $1,065.00 (+3.6%) | $46,000 Land $5,900 Building $40,100 | $46,000 Land $5,900 Building $40,100 |
| 2022 | $1,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK WATER DEPARTMENT serves 2,305 people · EPA ID IN5238001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fiber · Fixed Wireless in parts of the area | 1,000 / 500 |
May also be available: Mercury Fiber, Verizon.
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