397 Valley Spring Rd, Menlo, GA 30731 Property Records

Chattooga County property record for 397 Valley Spring Rd, Menlo, GA 30731

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,196 sqft · built 1995
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Nov 2018)
Tax Bill	$639 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00008-00061-T13-00A`

Property Details

APN / Parcel Number

Primary APN	`00008-00061-T13-00A`
Alternative APN	`444`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,196 sqft Heated Area
1st Floor Area	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Garage Type	Mixed

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	84 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	444
Street Address	397 VALLEY SPRING RD
City	MENLO
State	GA
Zip	30731-6529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF TRACT 13
Legal Subdivision	BENTEL ESTATE
Legal Tract	13
Legal Lot Number	13
Jurisdiction	CHATTOOGA GA
Township / Civil Division	MENLO
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Chattooga County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 VALLEY SPRING RD, MENLO, GA 30731-6529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK GA
Dec 4, 2018	Grant Deed, Transfer · FHA Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Mar 6, 2018
Deed Document Number	2018-001005
Deed Book / Page	690 / 54
Last Transfer Date	Dec 4, 2018
Transfer Doc	0006900054
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	397 VALLEY SPRING RD, MENLO, GA 30731-6529
Document Number	0007200289
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 VALLEY SPRING RD MENLO GA 307316529, MENLO, GA 30731-6529

Mortgage

Document Number	0007200289
Date	Nov 6, 2020
Book Page	000720/000289

Lender

Name	UNITED CMNTY BK GA
Type	Bank
Address	SUMMERVILLE, GA 30747

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2035

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHATTOOGA GA
Recording Date	Dec 4, 2018
Property Address	397 VALLEY SPRING RD, MENLO, GA 30731-6529
Document Number	0006900054
Book / Page	000690 / 000054
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 W SPRING CREEK RD TRION GA 307535335, TRION, GA 30753-5335

Mortgage

Document Number	6900057
Date	Dec 4, 2018
Book Page	000690/000057

Lender

Name	FIRST BK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Chattooga County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chattooga County
Unified School District	Chattooga County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$639.00 (-22.45%) Homeowner's exemption	$36,000 (-18.99%) Land $1,814 Building $34,186	$90,000 (-18.99%) Land $4,536 Building $85,464
2023		$44,440 (+43.41%) Land $2,280 Building $42,160	$111,100 (+43.42%) Land $5,700 Building $105,400
2022	$824.00 Additional exemption filed	$30,987 Land $2,579 Building $28,408	$77,467 Land $6,447 Building $71,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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