397 Thompson St, Centerton, AR 72719 Property Records

Benton County property record for 397 Thompson St, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2026)
Tax Bill	$1,578 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00315-000`

Property Details

APN / Parcel Number

Primary APN	`06-00315-000`
Alternative APNs	`37227.0` `37227`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,414 sqft
1st Floor Area	1,610 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	578 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Screened Porch
Porch Area	96 sqft
Deck Area	264 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	37227
Street Address	397 THOMPSON ST
City	CENTERTON
State	AR
Zip	72719-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 17-76
Legal Range	31
Legal Township	19
Legal Section	04
Legal Subdivision	HICKORY PARK ADD-CENTERTON
Legal Block	1
Legal Lot Number	15
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	2
Census Block	2014
Census Tract	21304

Owner

397 Thompson St is owned and occupied by an individual who bought it in March 2026.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	397 THOMPSON ST, CENTERTON, AR 72719-9674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Mar 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Mar 12, 2018	Warranty Deed, Transfer · Conventional with PMI ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Mar 12, 2018 · Amount on File
Deed Document Number	202616551
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	397 THOMPSON ST, CENTERTON, AR 72719-9674
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020717
Date	Mar 22, 2021
Instrument	2021020717

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 27, 2026
Property Address	397 THOMPSON ST, CENTERTON, AR 72719-9674
Document Number	L202616551
Map Reference	REC 17 PG 76
Instrument Date	Mar 24, 2026
Instrument	L202616551
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ALLEGIANCE TITLE COMPANY-ROCKWALL, ALLEGIANCE TTL CO OF AR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 THOMPSON ST, CENTERTON, AR 72719-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 THOMPSON ST, CENTERTON, AR 72719-9674

Mortgage

Document Number	L202616552
Date	Mar 27, 2026
Instrument	L202616552

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 12, 2018
Property Address	397 THOMPSON ST, CENTERTON, AR 72719-9674
Document Number	0000012513
Instrument Date	Mar 7, 2018
Instrument	12513
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	EDWARDS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	397 THOMPSON ST CENTERTON AR 727199674, CENTERTON, AR 72719-9674

Mortgage

Document Number	12514
Date	Mar 12, 2018
Instrument	12514

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 397 Thompson St was $1,578, up 1.3% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,578.00 (+1.35%)	$52,042 (-) Land $15,000 Building $37,042	$260,210 (-) Land $75,000 Building $185,210
2025	$1,557.00 Homeowner's exemption	$52,042 Land $15,000 Building $37,042	$260,210 (-) Land $75,000 Building $185,210
2024			$260,210 (+54.75%) Land $75,000 Building $185,210
2023	$1,573.00 Homeowner's exemption	$33,630 Land $7,600 Building $26,030	$168,150 Land $38,000 Building $130,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Thompson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Nov 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Thompson St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Right Fiber.

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