Cape May County and Lower Township property record for 397 Third St, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1969 |
| Lot Size | 0.37 acres (16,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,000 (Apr 2024) |
| Tax Bill | $3,312 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| APN | 05-00489-05-00055 |
| Primary APN | 05-00489-05-00055 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 912 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 16,100 sqft (0.37 acres) |
| Lot Dimensions | 161 ft deep x 100 ft wide |
| Street Address | 397 THIRD ST |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-4856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | OB489-DL55 |
| Legal Block | 489.5 |
| Legal Lot Number | 55 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 21702 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 THIRD ST, CAPE MAY, NJ 08204-4856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Deed Document Number | 202437368 |
| Deed Book / Page | 4165 / 802 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 397 THIRD ST, CAPE MAY, NJ 08204-4856 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000037369 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | M6721/648 |
| Instrument | 2024037369 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,800 (-) Land $95,700 Building $67,100 | $162,800 (-) Land $95,700 Building $67,100 | |
| 2025 | $162,800 (-) Land $95,700 Building $67,100 | $162,800 (-) Land $95,700 Building $67,100 | |
| 2024 | $3,312.00 (+4.71%) | ||
| 2023 | $162,800 Land $95,700 Building $67,100 | $162,800 Land $95,700 Building $67,100 | |
| 2022 | $3,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2010–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
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