397 Thelma Ct, Wheeling, IL 60090 Property Records

Cook County property record for 397 Thelma Ct, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 905 sqft · built 1964
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2019)
Tax Bill	$5,945 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-115-003`

Property Details

APN / Parcel Number

Primary APN	`03-10-115-003`
Alternative APN	`03-10-115-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	905 sqft Living Area
1st Floor Area	905 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	397 THELMA CT
City	WHEELING
State	IL
Zip	60090-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(POPLAR) (GROVE) SUB IN SW NW SEC 10-42-11
Legal Range	11E
Legal Township	42N
Legal Section	10
Legal Subdivision	POPLAR GROVE
Legal Lot Number	12
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1005
Census Tract	802504

Owner

397 Thelma Ct is owned and occupied by an individual who bought it in September 2019.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	397 THELMA CT, WHEELING, IL 60090-4433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 7, 2025	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Sep 25, 2019	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	Jun 7, 2001 · Amount on File
Deed Document Number	201913114
Prior Transfer Date	Dec 9, 1996
Prior Transfer Doc	0000000830
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	397 THELMA CT, WHEELING, IL 60090-4433
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036322030
Date	Dec 29, 2025
Instrument	2536322030

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	397 THELMA CT, WHEELING, IL 60090-4433
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005939326
Date	Feb 28, 2022
Instrument	2205939326

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	397 THELMA CT, WHEELING, IL 60090-4433
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003820075
Date	Feb 7, 2025
Instrument	2503820075

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Sep 25, 2019
Property Address	397 THELMA CT, WHEELING, IL 60090-4433
Document Number	1926813114
Instrument Date	Sep 17, 2019
Instrument	26813114
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 THELMA CT WHEELING IL 600904433, WHEELING, IL 60090-4433

Mortgage

Document Number	1926813115
Date	Sep 25, 2019
Instrument	26813115

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 Land $5,445 Building $22,555	$280,000 Land $54,450 Building $225,550
2023	$5,945.00 (-4.99%)
2022	$6,257.00	$22,999 Land $4,537 Building $18,462	$229,990 Land $45,370 Building $184,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Thelma Ct in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1978–2011)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 397 Thelma Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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